Given your limited running, a hybrid or an EV will not make the most financial sense. 

We’d suggest you consider a petrol-automatic. There are many options in your budget, though the Maruti Suzuki Brezza, Maruti Suzuki Fronx Turbo and Toyota Urban Cruiser Taisor Turbo are the ones that will best meet your requirements of good economy, low maintenance and reliability.

The Brezza is an upright compact SUV and has the roomiest interior of the options. Its 1.5-litre engine, however, is pleasant but unexciting.

The Fronx and Taisor are essentially the same car. Both are best with the turbo-petrol engine and automatic gearbox option. Performance is impressive, and fuel economy is also good.

Both cars offer comfortable seats and a comfortable ride, well-tuned for Indian roads and city usage, making them ideal for daily commuting. Maruti has already proven its hassle-free ownership experience to you, while Toyota is also known for reliability and smooth ownership.

Between the two, you can pick based on which design, brand and feature mix you prefer, but either will tick your key boxes of comfort, mileage and peace of mind.
 

That is quite a tall order to fit into your budget of Rs 10-11 lakh. However, given your requirements, we would recommend the Nissan Magnite or the Maruti Suzuki Fronx. 

Both compact SUVs give the option of a fuel-efficient naturally aspirated petrol engine with an AMT auto gearbox at a good price, or a more powerful turbo-petrol engine with an auto gearbox that's not as fuel-efficient, but much smoother. 

Both have robust suspension that should be capable both in the city as well as on the highway. That said, while both can fit 5, the back seat will be a tight squeeze for 3, but at this budget, almost every car would be. 

Here, the Nissan Magnite has the edge on space, and overall, it is more affordable and a better value, too. Hence, it would be our pick for you.

As you've mentioned, the Hyundai Exter is the smoother and more refined car of the two, thanks to its four-cylinder petrol engine. 

Its transmission is also relatively more seamless, and overall, Hyundai cars have a better reputation for their sales and support network too. 

Other options you could shortlist are the Maruti Fronx or Toyota Urban Cruiser Taisor 1.2 petrol AMT. 

Since you prefer a low service cost and an easy-on-the-pocket car, it would be better to stick to Maruti Suzuki as a brand. 

Maruti is renowned for low service and running costs and will offer peace of mind, just like the Maruti Celerio has. If you want a bigger car in particular, the Maruti Suzuki Brezza is a good option to consider. It has a roomy cabin, a comfy ride, the automatic is convenient for the city, and the running costs are low, too. 

Also, it has a good boot space and holds its value well. The other, more compact option would be the Maruti Suzuki Fronx with a turbo-petrol engine and a 6-speed automatic gearbox. It isn't as big as the Brezza, but it is very nice to drive and quite practical too. Both cars in their top-spec variants will fit in your budget. 

Given your requirements, you should choose between the Maruti Suzuki Brezza and the Maruti Suzuki Fronx. 

Both models come with petrol engines mated to a torque converter automatic gearbox, and being a Maruti car, you know they will be reliable and fuss-free to live with. 

The Brezza gets a 103hp, 136Nm, 1.5-litre naturally aspirated engine, and it has more interior space and features than the Fronx. The Fronx, meanwhile, gets a punchier 100hp, 147Nm, 1.0-litre turbo-petrol engine, and it comes across as the better-looking model of the two thanks to its coupe-SUV-like design. 

In terms of fuel efficiency, the Brezza's naturally aspirated engine should be more efficient than the Fronx's turbo on your daily city commutes.