Tata Harrier EV

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Since your choice is between these two exact models, go for the Tata Harrier EV Fearless Plus 75kWh at Rs 22 lakh on-road. It is a much better value proposition given the Rs. 5-6 lakh savings over the Mahindra XEV 9S. The Harrier EV is a solidly-built, hardy SUV that's comfy for 5 adults and their luggage.Sure, the XEV 9S gives you the flexibility of three-rows of seating; a lighter steering with a tighter turning radius; and with a larger battery and a more efficient electric powertrain, real-world range will be better. But since you don't specifically need a three-row SUV, the Harrier EV's lower price makes it the more sensible buy.

Tata Harrier EV

Mahindra XEV 9S

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The Kia Seltos Diesel AT is a great car, but with an annual running of just 7,000-8,000 km, the diesel premium is difficult to justify, especially when you already plan to sell it after 4-5 years. Given your low annual running, home charging cost of Rs 10.5/kWh, and planned ownership of 8-10 years, the Mahindra BE 6 makes the most sense. Your usage pattern is ideal for an EV, and over a long ownership period, the lower running costs will more than offset the higher upfront price.Your budget also suits the BE 6 well, as the Pack One Above variant fits comfortably within it. The Tata Harrier EV and even the Mahindra XEV 9e are more premium offerings, but both would require you to stretch your budget.That said, if comfort and practicality are your priorities, the BE 6 may not be the best choice. The Tata Sierra EV is a better alternative. It comes with a slightly larger battery pack than the BE 6, fits within your budget, and offers an excellent ride along with a more spacious cabin. The Adventure 63 variant is the one to consider. It is worth test-driving both the BE 6 and the Sierra EV back-to-back, as that will give you a much clearer idea of which one better suits your needs.

Kia Seltos

Tata Harrier EV

Tata Sierra EV

Mahindra XEV 9e

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Go for the Mahindra XEV 9e 59 kWh. It is the most complete electric car from the ones you're considering and will genuinely feel like an upgrade over your Creta. The Sierra and Harrier EV are good cars, but the XEV 9e feels more premium, more modern and more sorted as an overall package. Going for the smaller 59 kWh battery should not be a concern since it is still a large pack, and Mahindra’s battery management system is well engineered. The car is also more efficient than the Tata EVs, so real-world range is not as far behind as the numbers would suggest. The only reason to stretch to the larger battery is if you regularly do very long highway runs. For your 70% city usage, the 59 kWh pack is more than sufficient. The Sierra EV is the better Tata EV, but the XEV 9e is the better car overall.

Mahindra XEV 9e

Hyundai Creta

Tata Sierra EV

Tata Harrier EV

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Since you already have a Tata Tiago and your monthly running is only around 1,000km, there isn't an urgent need to upgrade immediately. The Tata Sierra EV is expected to launch within the next month and is likely to share its battery pack and powertrain with the Harrier EV. That means you could get very similar performance and range in a different package, giving you one more strong option to evaluate before making your purchase.Between the two cars you've shortlisted, the Harrier EV is undoubtedly the more premium product. It offers a more spacious cabin, better ride comfort and a more upmarket feel. However, whether it is worth spending an additional Rs 6 lakh over the Curvv EV 55 Accomplished X depends on how much you value the extra space and premium experience. From a pure value-for-money perspective, the Curvv EV makes a strong case.

Tata Sierra EV

Tata Harrier EV

Tata Curvv EV

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We would recommend taking a test drive of the Mahindra XEV 9S before making a final decision, as its suspension can feel a bit too soft on undulating roads.Since you are also considering the Tata Harrier EV, which is a 5-seater, it makes sense to look at the XEV 9E as well. The Harrier EV is comfortable to drive and rides well, and the dual motor AWD option is available at a lower price than the XEV 9E. The Mahindra XEV 9e, however, stands out with more features, more comfortable seats, a larger boot, better range, and faster charging.The new Seltos is a well-rounded product, but given your requirements, the running costs of the petrol automatic will be significantly higher than the electric cars you are considering. If you are keen on a Kia EV, the Carens Clavis EV is also a strong package. While it does not offer the same range as the XEV 9E or the Harrier EV, it is a polished EV with a comfortable ride, adequate performance, and a third row that is spacious and comfortable enough for adults as well.

Kia Carens Clavis EV

Mahindra XEV 9e

Tata Harrier EV

Mahindra XEV 9S