Tata Nexon Petrol Pure + PS MT

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The Tata Nexon diesel would be our recommendation, given your monthly running of around 1,200km, with 800km on the highway. Its 1.5-litre diesel engine produces 115hp and 260Nm, making it considerably better suited to highway cruising and overtaking than the CNG engines in the Tata Punch and Nexon. It will also deliver better fuel efficiency on long runs. The Nexon CNG is worth considering if minimising fuel costs is the overriding priority, but the diesel offers stronger performance and a more relaxed highway experience. The Punch CNG is the least suitable of the three for your usage, as it is smaller and its performance is more limited, particularly with passengers and luggage.For 10-year ownership, remember that the diesel will have higher periodic maintenance costs, including additional fuel filter and timing belt related expenses. CNG also brings its own filter maintenance and periodic cylinder testing requirements.

Tata Nexon

Tata Punch

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The Mahindra XUV 3XO would be our pick for long-term ownership over the Tata Nexon, particularly if you are considering the petrol automatic. Its 1.2-litre turbo-petrol engine is stronger and the six-speed torque converter automatic is a well-established gearbox that is better suited to both city traffic and highway driving. The 3XO also offers a more spacious cabin, better rear-seat comfort and a more engaging driving experience.Both Tata and Mahindra have room for improvement when it comes to after-sales service, and workshop experience can vary considerably by location. However, Mahindra has a slight edge in consistency and technical support. The Nexon is a good product, but its DCA but it does not feel as refined or potent as the 3XO's torque converter.

Mahindra XUV 3XO

Tata Nexon

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Between the Tata Punch and Nexon, go for the Nexon as it is a larger car with more cabin space and a larger boot which will be ideal for your family. The Nexon also comes with a more powerful, turbocharged 1.2-litre petrol engine than the Punch and you also get the option of a 6-speed AMT. Within your budget of Rs. 12 lakh, you'll get the Nexon Pure+ S AMT which is decently equipped and has all the basics covered.

Tata Nexon

Tata Punch

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Given that fuel economy and gearbox smoothness are priorities for you, we'd recommend you consider the Maruti Suzuki Brezza VXI AT. Its 1.5-litre naturally aspirated petrol engine and six-speed automatic gearbox combination work very well to give a smooth drive. While it's not particularly sporty or exciting, it makes up for it with a pleasant driving experience. The Brezza's elevated seating also gives you a good view of the road and the reverse camera quality is decent.Of the others, the Tata Nexon Creative DCA offers the smoothest gearbox. However fuel economy will not be at par with the Brezza. In fact, none of the other contenders on your shortlist, which use turbo-petrol engines, will be able to match the Brezza on real-world fuel economy.

Maruti Suzuki Brezza

Tata Nexon