Since you currently have a Maruti Suzuki Baleno, we would suggest you upgrade to something like the Honda Amaze or the Skoda Kylaq. Both cars come in under 4 meters in length and so are better suited to crowded city conditions.  

The Amaze's CVT automatic gearbox is smoother than many AMTs that come at this price point. Especially when driven at low, constantly changing speeds in the city and being a sedan. It will feel like an upgrade and offer you more boot space, too, should that be a requirement for you. 

If you don't like the idea of a sedan, you can opt for the Skoda Kylaq, which will offer you a higher seating point and better ground clearance. Also, the automatic gearbox on the Kylaq is a torque convertor, which is the smoothest autobox around.   

If you want a torque converter automatic transmission, the Skoda Kylaq is your best bet. It is powered by a lively 999cc 3-cylinder turbo-petrol engine, paired with a smooth 6-speed AT, with a suspension setup that makes driving the Kylaq fun.

The Brezza, on the other hand, feels better to drive thanks to its larger 1.5 litre petrol engine paired with a 6-speed automatic transmission. However, the most affordable automatic Brezza is available only in the VXI variant, which costs close to Rs 13 lakh on road, putting it well above your stated budget.

A more affordable alternative is the Skoda Kylaq in the Signature variant, priced at around Rs 12 lakh on road. The Kylaq is engaging to drive, and its 1.0 litre turbo petrol engine paired with a 6-speed torque converter automatic offers smooth performance with enough power for both city and highway driving.

If you want to stay well within a Rs 10 lakh budget, the Hyundai i20 is also a strong option. It is powered by a 1.2 litre petrol engine and comes with a smooth CVT transmission, making it suitable for daily urban use.

While all three compact SUVs are impressive in their own separate ways, your best bet here is the Skoda Kylaq. Its 1.0 TSI engine and 6-speed automatic combination is smooth, which should come in handy around town. It's also very spacious and comfortable, and even quite a lot of fun to drive. When you go out on the highway, it's reassuringly stable and rides comfortably, too. 

The Mahindra XUV 3XO has many of these traits too, but its engine, while powerful, isn't as smooth, refined or efficient as the Skoda's, and it has a tiny boot. The Sonet is starting to show its age, and its rear seat is very cramped. Plus, around town, its DCT gearbox can be quite jerky, and ride quality is firm too.

The Maruti Suzuki Brezza AT VXI is a sensible choice, though it's a bit out of your budget. The Brezza isn't exciting to drive, but it delivers reasonable performance and fuel economy and also scores well for ride comfort. The cabin is also practical and roomy. 

If you want something more exciting, you have the option of the Mahindra XUV 3XO Petrol AT MX3, the Skoda Kylaq AT Signature, and the Maruti Suzuki Fronx Turbo AT Zeta. The 3XO feels strong and offers the most room for five passengers, if that's a requirement. 

The Skoda Kylaq is most enjoyable to drive thanks to its fun handling and punchy engine. Maruti's Fronx Turbo strikes a good balance between performance and fuel economy.  

Unfortunately, the Hyundai Creta will only be available in a base variant in your budget of Rs 15 lakh. The Skoda Kylaq Signature is an excellent option, offering superb ride comfort and a punchy engine. 

While it can be fuel efficient, however, you have to drive very carefully to get the most mileage out of the 1.0 TSI engine. If fuel efficiency is a top priority, consider checking out the Hyundai Venue diesel. It's not quite as comfortable as the Kylaq but it will certainly deliver better mileage.

The Skoda Kylaq would make a great upgrade from your Ford Figo. It's got the same fun handling character as the Figo with slick steering and crisp turn-in. 

Adding to the fun factor is the 1-litre turbo-petrol engine that feels strong and punchy. Since the bulk of your driving will be in the city, you could consider the smooth 6-speed automatic transmission. 

Otherwise, the 6-speed manual gearbox is fun in its own right.