We are yet to drive either of the cars you have mentioned, as they were unveiled yesterday. However, based on our experience with the Maruti Suzuki E Vitara, which the Toyota Urban Cruiser Ebella is based on, the Skoda Kushaq should be the better option purely in terms of comfort and space.
Like the eVitara, the Ebella is unlikely to impress with rear seat comfort, and its boot is quite small. The Kushaq, on the other hand, has always been a spacious car, and it is safe to expect the new version to continue that trend. Added features such as rear massage seats, a panoramic sunroof, and the new 10.25-inch digital instrument cluster will further enhance the overall sense of premiumness.
TheTata Harrier EV is good, but the XEV 9E does everything a bit better. The XEV has a bigger boot, better range, and also offers a nicer driving experience, making it the better choice.
Of your choices, we would recommend the MG Windsor Pro. It's got great interior space, good features, and a decent amount of range. Plus, MG's EVs have thus far proven reliable over the last few years, with numerous satisfied customers.
You could wait for the Maruti Suzuki E Vitara and the Tata Sierra EV, but a good-spec version of either of these two electric SUVs will likely be outside of your budget of Rs 20 lakh.
Two things to bear in mind. Electric cars’ resale values tend to plummet far quicker than ICE cars, so it's unlikely you'll get much after you sell it in 10+ years. And secondly, with your usage of 80km per day, five days a week, you will be charging the vehicle at least once or twice per week.
While this is fine in the short term, frequent charging will shorten the overall battery life of the vehicle. Given your usage, perhaps a diesel caror a strong hybrid is a better bet.
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