Happy birthday! And if you like the Volvo XC60, we recommend you go for it. It is, as you said, the most understated of the lot, and a less common sight on our roads, which makes it a little bit more special. Both the interior and exterior design aren't too over the top, and with the recent update in August 2025, its tech is now on par with the rest too. An underrated feature is the 1,410W Bowers & Wilkins audio system, which is possibly the best you'll find in this segment. It's an excellent highway cruiser with superb refinement at speed, and though not the most exciting to drive, it is very relaxing. Cost of ownership is on par with Mercedes GLC 300 and the Audi Q5, the only caveat being a slightly smaller service network, although Volvo is present in most big cities. For a heart patient, more so than the body style, its a safe, smooth, comfortable and predictable driving experience that is beneficial, and with its refined and relaxed demeanour, the Volvo XC60 should be ideal for you.

35,000 kms is not a very high mileage at all, for any car. So if the car is running fine and you are happy with its performance, we would not recommend selling it purely based on its mileage covered. 

However, if you are still keen on a change to a newer car, you could look at the new Mercedes GLC or the BMW X3. 

While the Volvo XC60 is an excellent option in this segment, the Mercedes-Benz GLC 300 will be the better buy. It is the most powerful SUV in the segment, has more wow-factor when it comes to the interior, will hold its value a lot better and has a comfier ride. 

Yes, it is more expensive, but all things considered, it is worth spending extra and getting a well-rounded SUV. 

In your budget, it's best to go for the BMW X3, although you might have to stretch by Rs 2-3 lakh. It is the newest SUV, offering a strong 2.0-litre diesel engine, plus the latest tech and a spacious and comfortable cabin. The Discovery Sport is a capable car, but it is quite old now and its age shows; if you need a third row of seats, however, do consider it. The X1, in comparison, is a segment below and offers less powerful engines and, of course, less space. The new Audi Q5 launch is some time away, and while it is capable, note that it will only come in petrol guise, not diesel. You could also consider the Mercedes-Benz GLC, whose 2.0-litre diesel is also strong, and it offers a spacious and luxurious cabin as well.