The two SUVs you've shortlisted are virtually the same under the skin, so choosing between them really comes down to preference. They both meet your criteria of safety, good looks and economy. 

The Maruti Victoris has the slight edge on the Toyota Hyryder thanks to its slightly lower pricing, more modern tech and longer features list - including ADAS with Level 2 Autonomous driving. 

While the Victoris has scored a 5-star rating from both Bharat NCAP and Global NCAP. The Hyryder is yet to be tested, but as they share the same mechanical make-up, its overall score shouldn't be too far off.

All three options on your shortlist are nice to drive in their own ways. The Maruti Suzuki Baleno is very comfortable at city speeds with excellent bump absorption and a peppy engine. Tata's Altroz feels the toughest of the three cars and drives with a big car feel out on the highway. The Citroen C3 has a nice engine, and it also balances ride and comfort very well. 

However, for reliability and ease of service, the Baleno is your best bet. The Baleno is known to be a trouble-free car, and Maruti's vast network means you are never far from a service centre. Service costs are also competitive. 

The Toyota Glanza is essentially a rebadged version of the Baleno, but does cost more for similarly-specced variants. We'd recommend sticking to the Baleno. Within Rs 7 lakh, you'll get the Sigma variant, though we'd recommend upping your budget a bit (and bargaining hard with your dealer!) to get the higher-spec Delta trim. 

It packs in extras such as a powered mirror adjust as well as a 7-inch touchscreen infotainment system that would add greatly to your experience.   

The Hyundai Alcazar is a decent option for a 6/7-seater SUV with a comfortable ride quality. However, its third row of seats is not the most spacious or comfortable for adults. 

If you're fine with going for an MPV, take a look at the Toyota Innova Hycross strong hybrid. It's got a refined petrol-strong hybrid CVT powertrain that has a claimed fuel efficiency of 23.34kpl. 

Moreover, its cabin is far more spacious and comfortable than the Alcazar, and it has a comfortable ride on the highways too. Toyota Innova Hycross strong hybrid prices range from Rs 26.30 lakh to Rs 32.38 lakh (ex-showroom, India). 

The Mahindra Thar will easily fall within your Rs 20 lakh budget - it is a rugged off-roader with plenty of ground clearance and strong engine performance. If this is going to be the primary car in your household, you could opt for the Mahindra Thar Roxx MX5 diesel-MT 4x4 variant instead. It will be more convenient when you want to ferry more than one passenger, due to its 5-door arrangement. 

However, if you want something that's a lot more polished, refined and car-like than the Thar/Thar Roxx. Also, if you're willing to sacrifice performance, you could consider the AWD variants of the Maruti Victoris or Toyota Hyryder.

The Maruti Suzuki Brezza will fit your needs better than the Toyota Urban Cruiser Taisor. The Brezza is powered by a refined 103hp, 1.5-litre naturally aspirated petrol engine that can be had with a 6-speed torque converter automatic gearbox. It has a claimed mileage of 19.8kpl. 

The Brezza also comes with more features, like a sunroof and heads-up display. Moreover, it has a roomier cabin and a comfier ride quality. Maruti Brezza price (automatic) ranges from Rs 10.60 lakh to Rs 13.01 lakh (ex-showroom). 

The Toyota Urban Cruiser Taisor, meanwhile, comes with a 1.0-litre turbo-petrol engine with the same 6-speed torque converter automatic gearbox.  While it is punchier, it won't be as fuel-efficient as the Brezza. 

We'd narrow your search down to the two Kia SUVs. The Toyota Urban Cruiser Hyryder NeoDrive AT is decent but unexciting to drive and also has a ride that's slightly on the firmer side. 

The Kia Seltos IVT makes for a great option. It's got a very smooth CVT gearbox that works really well with the 1.5-litre petrol engine. It's not an out-and-out quick vehicle, but the build of power is likeable, and performance is more than adequate for both city and highway duties. Further, the Seltos also has the best ride comfort of the three models, and is significantly larger as well, giving way more passenger space. 

The Kia Sonet DCT has a sportier vibe with its more powerful engine and quick-shifting dual-clutch automatic gearbox. Performance is good, and you can enjoy yourself driving one. On the flip side, the gearbox isn't super smooth at low speeds and can even feel hesitant at crawling speeds. The Sonet is also essentially a smaller vehicle and doesn't offer the same level of space as the Seltos. 

Do note, for the same money, you could get a better-equipped Sonet. Still, of the two Kias, it's the Seltos IVT that we'd opt for. You will get an HTE(O) trim in your budget, but it's advisable to extend it a bit for the higher-spec HTK trim. It will add a rear wiper, rear defogger, alloy wheels, tilt adjust for the steering and more. 

Maruti Suzuki and Toyota have a global partnership which has yielded many shared products. The Maruti Suzuki Fronx and Toyota Urban Cruiser Taisor are essentially the same car and are even built on the same production line. The differences are down to the badges, a few styling elements and colour options. 

The Taisor E is the equivalent to the Fronx Sigma. If you are getting a Rs 1.2 lakh discount on the Taisor, we recommend taking it. It's a very sweet deal.