On-road in Palamu, the base model Smart 1.2 Petrol MT starts at 6.97 lakh and the top model Accomplished + S 1.2 Petrol DCT reaches 11.93 lakh. The Creative S 1.2 Petrol AT sits between the two at 9.90 lakh.

If you are financing the car, a loan of 6,30,000 on the base model Smart 1.2 Petrol MT means an EMI of 10,136 a month. Stepping up to the top model Accomplished + S 1.2 Petrol DCT raises that to 17,215 on a loan of 10,70,000.

Why prices change from the base model to the top model:

• Three fuel options are offered, and the diesel and CNG are priced differently from the petrol before equipment is counted.

• Both the base model Smart 1.2 Petrol MT and the top model Accomplished + S 1.2 Petrol DCT are petrol, so the range starts and finishes on the same fuel.

• Three gearboxes are offered, and the dual-clutch automatic comes only with the petrol engine.

• The 10.25-inch touchscreen and the matching digital driver's display arrive part way up the range.

• The sunroof, the 360-degree camera and wireless charging are reserved for the higher variants.

Registration, road tax and insurance are added to the ex-showroom figure, and how much they add depends on the state you buy in. That is why the same variant costs more in one city than another.