MG M9

There is a fairly big gap in the Rs 40-75 lakh price range when it comes to genuinely comfortable seven-seaters, especially if your priority is a usable third row.
At the lower end, you have the Toyota Innova Hycross Hybrid. It is a comfortable, practical seven-seater with a reasonably spacious third row by Indian standards. Adults can sit there for short to medium journeys without feeling completely cramped, and the hybrid powertrain makes it smooth, quiet and extremely efficient. In top ZX (O) trim, it comes in at around Rs 40 lakh on road, and it is hard to fault in terms of reliability, comfort and ease of ownership. However, at your budget of up to Rs 65 lakh, it doesn’t quite feel like you’re fully utilising what you’re willing to spend; it’s sensible rather than indulgent.

At the upper end, around the Rs 70-75 lakh mark, you step into a different league with premium MPVs like the Kia Carnival and the MG M9. These are a clear step up from the Hycross in terms of space, comfort and overall experience. The Carnival, in particular, feels several notches superior - plusher interiors, far comfier seats, sliding rear doors, and stronger performance. Most crucially, a significantly more spacious and accommodating third row. Even full-sized adults can travel in the last row in proper comfort, which is rare.

The MG M9 is worth considering if you are open to going electric. It offers a very lounge-like cabin experience and a genuinely usable third row. It makes the most sense if you have home charging and your usage is largely city-based, though it can handle intercity runs with planning. As a people-mover focused on comfort, it does the job very well.

The challenge is that with a hard ceiling of Rs 65 lakh, your options narrow considerably. There aren’t many models in that exact band that deliver a truly luxurious third-row experience. SUVs in this price range may offer seven seats, but most still compromise heavily on the last row compared to these MPVs.

So realistically, if you want the best third-row comfort and can stretch to around Rs 75 lakh, the Carnival (or M9, if EV suits your usage) is the proper upgrade. If not, the Innova Hycross remains the most sensible and dependable choice. It is comfortable, practical and easy to live with, even if it doesn’t feel like a big-ticket indulgence at your stated budget. 

It really depends on why you want to sell the Toyota Vellfire, because moving to the MG M9 would not seem like a big upgrade. 

The Vellfire is very comfy and well-equipped, as is the M9; thus, buying the MG car would feel more like a lateral move than a step up in this regard. 

Moreover, a mileage of 65000 km on your car isn't a lot at all, especially for a Toyota car. Thus, you could keep the Vellfire, assuming there are no other issues with it. Where the M9 would be feel better is with the electric powertrain, which would give you lower running costs and a refined and silent drive.