Royal Enfield Bear 650

Between the two bikes you're considering, we'd recommend you steer clear of the Moto Morini because of its minuscule dealer network and because this bike has yet to prove its reliability in our market. 

Coming to the Royal Enfield Bear 650 is a great bike in many ways, but its stiff rear suspension can be a dealbreaker over bad roads. Instead, we recommend you look at the Royal Enfield Interceptor 650 for highway usage. 

If you're open to the idea of a pre-loved machine, a good condition, used Kawasaki Versys 650 should be available around the Rs 5 lakh mark, which is a similar amount of money as the bikes you're considering anyway. 

We would advise you to look at other options than the Royal Enfield Bear 650 because we found the rear suspension to be very stiff in our time with it. This means that on less-than-perfect city roads, your back will bear the brunt of the bumps, which won't be ideal given your long daily commute.

Instead, we would recommend you look at the Royal Enfield Himalayan 450 because it has much better suspension comfort and will have exciting performance while also fitting in your price range. 

If your heart is set on a 650cc bike, then the Royal Enfield Interceptor 650 is the best bet for city use with its supple suspension, neutral ergonomics and creamy smooth engine. 

Take a test ride and decide before you buy. 

You can consider one of the bikes from Royal Enfield 650cc, twin-cylinder lineup. Considering that your usage will mainly be in the city, either the Interceptor 650 or the Bear 650 would be a good pick. Take a test ride of both bikes and see which one suits you better.