I am currently driving a 10-year-old Hyundai i20 and am planning to upgrade to an SUV. My annual running is relatively low, at around 8,000 to 10,000 km, with approximately 70% city driving and 30% highway driving. My top priority is safety, followed by fuel efficiency. My budget is around Rs 22 lakh on-road, and I am not considering an EV. Given these requirements, which SUVs would you recommend as the best options?
With your running of 8,000-10,000 km a year and a 70% city usage, petrol is the right choice. Your budget of Rs 22 lakh on-road puts you in the midsize SUV segment, where safety and fuel efficiency can both be prioritised.
The Kia Seltos is the most balanced recommendation here. It is one of the safest cars in the segment, with a 5-star Bharat NCAP rating, and the 1.5-litre naturally aspirated petrol engine is efficient and well-suited to city driving. The IVT automatic is smooth and reliable, making it easy to live with in traffic. The Seltos also offers a premium cabin and a strong ownership experience.
The Hyundai Creta is the alternative. It shares the same engine and gearbox, so the driving experience is very similar but the Seltos feels slightly more premium inside. The choice between the two comes down to personal preference on design and interior feel.
If you are willing to stretch your budget slightly, the Maruti Suzuki Victoris Hybrid is worth considering. The hybrid system delivers excellent fuel efficiency, especially in city driving, and the car is well-equipped and comfortable. However, the Seltos and Creta remain the more balanced choices given your priorities.

Kia Seltos
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Posted on: 24 Oct 2026
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