I’m planning to buy my first car in Bengaluru, with a maximum on-road budget of Rs 13 lakh. My usage will be around 60% city and 40% highway, and I’m considering the Kia Seltos and Honda Elevate in their base variants, along with the Maruti Suzuki Brezza ZXi and Mahindra XUV 3XO AX5. I plan to keep the car for around 10 years, so I’m looking for something that offers good mileage, low maintenance and reliable long-term ownership. Which of these would be the best overall choice?
Go for the Maruti Suzuki Brezza ZXi. With a Rs 13 lakh on-road budget and a 10-year ownership plan, the Brezza is the most sensible choice. It is reliable, easy to maintain, and Maruti's service network is excellent, which is important for long-term ownership. The naturally aspirated petrol engine is efficient and well-suited to your 60-40 city-highway usage, and the car is comfortable enough for regular highway runs. The ZXi variant is well-equipped, so you are not compromising on features either.
The Kia Seltos and Honda Elevate base models are good cars, but at this budget you are getting entry-level variants with fewer features, and the ownership experience will not feel as complete. The Mahindra XUV 3XO AX5 is a strong value proposition with more features, but Mahindra's long-term ownership experience is not as proven as Maruti's, and the Brezza is the safer bet for a 10-year ownership horizon.
The Brezza is not the most exciting car to drive, but it is the most dependable and cost-effective choice for your requirements.

Maruti Suzuki Brezza
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Posted on: 21 Sept 2026
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