I am currently using a 2013 Polo Petrol. I want to buy an automatic (TC or IVT) car as my primary vehicle. Since my parents are getting older, easy ingress/egress and good ride comfort are mandatory. My driving speed is usually between 60 and 90 km/h, with an 80:20 city-to-highway usage split. I prefer a car with the best-in-class insulation and NVH levels. Please suggest 2 cars from each of the following segments within an on-road budget of ₹20 lakh: Sub-4m SUV Midsize SUV I do not prefer Tata due to poor after-sales service.
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Given your priorities of refinement, low NVH, ride comfort and easy ingress and egress for your parents, we would suggest skipping the sub-4m SUV segment and looking at a midsize SUV instead. The smaller SUV cars at the higher end of the segment often use three-cylinder turbo petrol engines, which aren't the most refined. Midsize SUVs also tend to offer better sound insulation and a more comfortable ride.
Within your Rs 20 lakh budget, the Kia Seltos and Hyundai Creta with the 1.5-litre naturally aspirated petrol engine and IVT would be our top two recommendations. This engine and gearbox combination is among the smoothest in the segment, while both cars offer good sound insulation, a plush ride, and a comfortable seating height. Their wide-opening doors should also make getting in and out easier for your parents.
Between the two, we would pick the Kia Seltos. It is the newer product, feels more premium inside, and offers slightly more cabin space. The Creta remains a close alternative, but the Seltos gets our vote for your requirements.

Kia Seltos
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Posted on: 1 Nov 2026
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