Hi Autocar Team, I am planning to buy my first car and am new to driving. I live in Chennai and will primarily use the car in city traffic on weekends (around 80% city and 20% highway). I have shortlisted the Maruti Suzuki Alto K10 Automatic (top model). My maximum budget is ₹7 lakh (on-road). We are a family of four, all under 5'6" in height. My key requirements are: Easy drivability Decent driving dynamics Peppy performance Hassle-free ownership experience I was advised to consider a used car within this budget, but I am unsure due to the uncertainty involved, especially as I am new to car buying and have not found a satisfactory used option yet. Could you please suggest suitable alternatives to the Alto K10 within my budget? Also, should I go ahead with a new car like the Alto K10 or wait and look for a good used car instead?

Autocar India

•3h

For mostly highway trips with a family of five and a budget of Rs. 17-20 lakh, the Kia Seltos petrol with the IVT automatic is the one we would pick. It rides comfortably on long roads, the back seat is wide enough for three, and the boot takes family luggage without a fuss. The IVT, which is an automatic that does not shift gears in steps, feels very smooth in the city and keeps the engine calm on the highway. Kia’s service reach in Coimbatore is strong, which makes ownership easy.Two things to note. The top automatic trims can stretch the budget in some cities, so check local on-road prices. And while performance is adequate, highway overtakes with 5 onboard may require some planning. If you find that the performance is not enough, then consider the turbo petrol instead.Overall, for your family trips and mixed use, the Seltos IVT lines up best for comfort and ease.

Kia Seltos

Autocar India

•4d

First, set your budget correctly. With a Rs 92,000 monthly salary, your safe car budget should be Rs 6-8 lakh on-road, and you should avoid stretching beyond ₹9 lakh. This keeps your finances comfortable and avoids unnecessary EMI pressure. The Maruti Suzuki Wagon R fits perfectly here, with on-road prices roughly starting around Rs 6 lakh and going up to about Rs 8 lakh depending on the variant.Now coming to EMI. If you take a typical loan with around Rs 1-1.5 lakh down payment, your EMI will roughly be in the ₹9,000-₹12,000 per month range depending on tenure, variant and interest rate. That is a healthy level for your salary and leaves room for other expenses.The Maruti Celerio fits your requirements well. It is compact, easy to drive for a beginner and extremely fuel-efficient, which keeps running costs low. In fact, it is among the most efficient cars in this segment, which directly benefits your monthly expenses . It is also reliable and inexpensive to maintain, which matters most at this stage of ownership.The Wagon R is the better choice if your height and comfort are a priority. At 6 ft, you will appreciate its tall-boy design, which offers better headroom and a more upright seating position. It also feels more spacious overall, especially for daily usability. If you want a crossover or an SUV, the Tata Punch in the lower variants will fit your budget. However, it is not as spacious as the Maruti options, and choosing a lower variant means you will miss out on features. It is also not as fuel-efficient as the Celerio or the Wagon R.

Maruti Suzuki Wagon R

Maruti Suzuki Celerio

Autocar India

•1h

Your usage is moderate, mostly city with occasional highway trips, and you want a stress-free ownership experience. The Maruti Suzuki Brezza fits this perfectly. It has a smooth and reliable torque converter automatic, a comfortable ride for daily use and Maruti’s strong service network, which ensures low maintenance and hassle-free ownership over time. It also delivers decent real-world mileage for a petrol SUV, which matters for your running.Now, comparing your other options. The Kia Seltos base and Hyundai Creta base are from a higher segment and are bigger, more spacious cars. The Seltos especially offers better rear seat space and a larger boot, which is useful for family trips. However, within your budget, you are getting only the base variants, which means you miss out on key features and, more importantly,So the choice comes down to this. The Brezza gives you a complete, well-equipped and easy-to-own package. The Creta and Seltos give you a bigger car, but in a stripped-down form.

Maruti Suzuki Brezza

Kia Seltos

Hyundai Creta