Autocar India
1d

I am a first-time buyer. My salary is Rs 4.2 lakh per year (CTC). Which company and which model would suit me?

Verified
4m
With a CTC of Rs 4.2 lakh per year, the key is to keep the purchase affordable and running costs low. The Maruti Suzuki Alto K10 is the most sensible starting point. It is reliable, easy to maintain and has excellent service reach, which is exactly what you want as a first-time buyer. The 1.0-litre petrol engine in this Maruti Suzuki car is efficient, and the car is easy to drive in the city.
If you need a bit more space, the Maruti Suzuki Wagon R is a good alternative with its tall-boy design and larger boot. If you are open to a slightly higher budget, the Tata Tiago is worth considering for its stronger build and more premium feel, but Maruti's service network and lower maintenance costs make it the safer long-term choice at this budget. The Alto K10 is the most practical and financially sensible first car.
Maruti Suzuki Alto K10

Maruti Suzuki Alto K10

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4d

I currently drive a 2014 Hyundai Grand i10 Asta AT, which has covered around 58,000km. I am looking to upgrade primarily because I need more boot space to accommodate my son’s folded wheelchair. The new car will be purchased through a corporate lease for four years. Around 90 percent of the driving will be in the city, with an average daily usage of about 50km. I need help with a few aspects of the purchase. First, is it worth paying a premium for an EV given my usage? Second, are ADAS and other technology features genuinely useful for this kind of usage, and should ADAS be considered a make-or-break feature? I would also appreciate a shortlist of cars that would suit these requirements.

Verified
1d

Given your usage, the key requirement is a larger boot for your son's folded wheelchair, along with a comfortable and hassle-free city driving experience. With 90% city driving and around 50 km a day, an EV can make sense if you have reliable home charging, but the premium is only justified if you are committed to keeping the car for the full lease period and maximising the running cost savings. Otherwise, a petrol automatic car is the more straightforward choice.ADAS and tech features are nice to have, but they should not be the deciding factor. In city driving, features like adaptive cruise control and lane keep assist are not as useful as they are on highways, and auto emergency braking tends to be too sensitive to pedestrian crowds; thus, it's only better out on the highway, not so in your case. Focus on a car with good visibility and a comfortable driving position instead. For your shortlist, the Maruti Suzuki Wagon R Swivel seat could be an ideal option. The front passenger seat swivels out fully to enable people with mobility challenges very easy entry. The boot is also large enough to store a folded wheelchair. You will have to order this from select Maruti dealers, so check with a few in your area. Being a company approved and provided system, there is a warranty for the swivel seat as well as the entire car. The Maruti Suzuki Brezza automatic is another option. It offers a large, square boot that should also take a folded wheelchair and the ride is very comfortable, especially at low city speeds. If you are looking for a slightly larger car, the Kia Seltos IVT or the Hyundai Creta IVT are worth considering for their bigger boots and more premium feel, but make sure the step in height is comfortable for your son.

VehicleMaruti Suzuki Brezza
VehicleMaruti Suzuki Wagon R
VehicleKia Seltos
VehicleHyundai Creta

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Posted on: 18 Aug 2026