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I am a first-time buyer. My salary is Rs 4.2 lakh per year (CTC). Which company and which model would suit me?
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With a CTC of Rs 4.2 lakh per year, the key is to keep the purchase affordable and running costs low. The Maruti Suzuki Alto K10 is the most sensible starting point. It is reliable, easy to maintain and has excellent service reach, which is exactly what you want as a first-time buyer. The 1.0-litre petrol engine in this Maruti Suzuki car is efficient, and the car is easy to drive in the city.
If you need a bit more space, the Maruti Suzuki Wagon R is a good alternative with its tall-boy design and larger boot. If you are open to a slightly higher budget, the Tata Tiago is worth considering for its stronger build and more premium feel, but Maruti's service network and lower maintenance costs make it the safer long-term choice at this budget. The Alto K10 is the most practical and financially sensible first car.
Maruti Suzuki Alto K10
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Posted on: 18 Aug 2026
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