I have a 2021 MG Hector with me, which gives me only 7-8km of mileage, although it is in very good condition. My running is around 900-1000km per month. Should I upgrade to Mahindra 9S? I am confused because the resale value of my car is only 8.25 lakh. Is it worth taking a loan and buying 9S, or is it more logical to continue with the MG?

Autocar India

•23h

Before committing to an EV, it is advisable to speak to electric car owners in the complex to know about the ease of charging. Public chargers in easy access are a plus, but the ideal and often most reliable solution is a charger in your own parking. Many housing complexes do not allow this, making it all the more important to research public charging options in the vicinity. In general, Bengaluru does have a wide network of chargers, so a weekly plug-in shouldn't be a hassle. Further, major highways south and west of the city have regular fast chargers, so planned roadtrips are very workable.Of the cars, the Hyundai Creta Electric is a sensible buy for your usage. It's a good size for Bangalore's traffic yet offers comfortable seating for five passengers. It won't match your Tesla's wow factor, but the Creta does pack in all the features that you would need and use over your short commutes. You can buy the 51.4kWh battery pack version, which offers ample range for your city drives. If you'd prefer a larger vehicle with more interior space, options include the Mahindra XEV 9S (the 70kWh battery pack is a good pick but just out of your budget) and the Tata Harrier EV with the 65kWh battery pack.

Hyundai Creta Electric

Mahindra XEV 9S

Tata Harrier EV

Autocar India

•1d

With 80% city use, a family of seven and a Rs 20-25 lakh budget, the Mahindra XUV 7XO is a good choice. If you can install a charger at home, though, the Mahindra XEV 9S could be a great alternative since your usage is primarily in the city. The base Pack One Above with the larger 79kWh battery pack fits within your budget and comes with all the essential comfort and tech features. In our real-world tests, we managed a combined 477.5km on a single charge, though that figure will drop sharply on the highway with a full load of passengers and luggage. Your highway trips will therefore need some planning around charging stops.If that seems like too much effort, then the XUV 7XO diesel automatic makes the most sense. It feels easier to drive in town than the Mahindra Scorpio N, with lighter controls and a smoother driving experience. Ride comfort and cabin noise levels are better, too, which your family will appreciate.A couple of things to note: with all three rows up, boot space is limited. The third row is also a bit tight for taller passengers, so check if it works for your family.Alternatively, consider the Kia Carens Clavis/Carens Clavis EV. Their smaller footprint makes them easier to drive and park in the city, and the third row is more spacious than in the XUV 7XO/XEV 9S.

Mahindra XUV 7XO

Mahindra XEV 9S

Mahindra Scorpio N

Kia Carens Clavis

Kia Carens Clavis EV

Autocar India

•2d

Insurance and finance are where dealers make a healthy margin, so taking an outside quote can often lead to meaningful savings. Just keep in mind that some dealers may pull back part of the car discount once they know you plan to source insurance externally, so compare the overall deal, not just the insurance line item in isolation. If there is no meaningful dealer discount on the Mahindra XEV 9s, getting insurance from outside usually makes more sense.For an EV like this, the must-have add-ons are zero depreciation, return to invoice, battery and EV component cover (if not already included), consumables cover, and roadside assistance. Also, an engine protector is equivalent only if the insurer explicitly covers EV electrical systems or water ingress-related risks. Tyre cover is optional, but worth considering given the replacement cost of larger wheels and tyres on a car like this.A realistic saving with an outside policy, even with all the essential add-ons, could be in the 20 to 25 percent range, depending on the insurer, city and IDV structure. The key is to make sure you are not compromising on EV-specific battery and electronics coverage purely to save money.

Mahindra XEV 9S