•6w

Planning to buy XEV 9s pack two 79kwh. Kindly guide me to properly choose the insurance, and the must add ons. The dealer quoted me 106000 for the insurance. Also, how much would the insurance cost with the essential add-ons

•6w

Insurance and finance are where dealers make a healthy margin, so taking an outside quote can often lead to meaningful savings. Just keep in mind that some dealers may pull back part of the car discount once they know you plan to source insurance externally, so compare the overall deal, not just the insurance line item in isolation. If there is no meaningful dealer discount on the Mahindra XEV 9s, getting insurance from outside usually makes more sense.

For an EV like this, the must-have add-ons are zero depreciation, return to invoice, battery and EV component cover (if not already included), consumables cover, and roadside assistance. Also, an engine protector is equivalent only if the insurer explicitly covers EV electrical systems or water ingress-related risks. Tyre cover is optional, but worth considering given the replacement cost of larger wheels and tyres on a car like this.

A realistic saving with an outside policy, even with all the essential add-ons, could be in the 20 to 25 percent range, depending on the insurer, city and IDV structure. The key is to make sure you are not compromising on EV-specific battery and electronics coverage purely to save money.

Explore cars mentioned

Mahindra

XEV 9S

from ₹21.15 Lakh

•5w

Hi I want to buy AX7 automatic diesel variant as I want to travel and road trips every month .EV creates anxiety as nit a good EV Infrastructure you suggest.Not sure about music system quality of AX7 model.I will buy BH number .I will use car for next 5 years and wanna sale BH number .Is it possible to sell BH number ?

•5w

I agree with this 👍

•6w

Budget 22lakh nice mahindra ev car

•6w

Budget 22 mahindra ev car

•6w

Hi. I want to buy a 7 seater ev. We have visited xev 9s and pretty much liked it but we are confused regarding it's value for money variant.. Also what to look for insurance specification regarding battery

•5w

Value for money variant of the XEV 9S would be the Pack Two Above B79 variant.

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More questions on similar cars

•1d

Hi, I am planning to buy my first automatic car in the 10-15 Lakh range. I'll primarily be using it for city commutes, along with a monthly long-distance trip of around 1200 km. Can you please suggest a car?

•5h

If you want something that's compact and easy to drive while being efficient, then consider the Maruti Fronx or Toyota Taisor 1.0 Turbo 6AT. The engine is smooth, performance is strong, and the transmission works seamlessly. If you want a more "SUV" feel, then you could consider the turbo-petrol automatic versions of the Hyundai Venue, Skoda Kylaq or even the Mahindra XUV 3XO. The XUV is the most spacious and has the strongest engine; the Kylaq feels the sportiest to drive; while the Venue is very well-rounded, and thanks to its light steering, it feels easy to drive.

Maruti Suzuki Fronx

Toyota Urban Cruiser Hyryder

I have purchased the Taigun 1.5 Manual Transmission. Before I used the Polo 1.0 Tsi last 6 years. But I can’t feel that punchy kick during Drive. Only a 6-month-old car and a total of 7878 kM run. I need to seek advice on what I should do.

•4h

The Taigun 1.5's character is very different from the 1.0 TSI's. While the latter has some lag followed by a strong surge of performance, the 1.5 pulls in a more linear, consistent manner. That said, the 1.5's drivability as well as outright acceleration, is much stronger than the 1.0. Since your vehicle is only 6 months old (covered by factory warranty), we'd advise you against any performance modifications, which will void your warranty. But if you're keen on sprucing up the Taigun's performance, upgrade your car's air intake and exhaust system. These mods will ensure that your engine feels a bit livelier, while adding some aural drama too. If budget permits, you could consider an ECU remap - performance gain will be noticeable. Do keep in mind that not many tuners can tune the 1.5 TSI's ECU reliably, so do your research carefully before opting for it.

Volkswagen Taigun

•15h

My daily running is around 30 km, mostly within Bangalore city, with a highway trip once every quarter of approximately 250-300 km. I am a first-time driver, and my priorities, in order, are reliability, safety, handling, comfort and fuel efficiency. Please suggest the best value-for-money car within a budget of 15 lakh on-road in Bangalore, along with the recommended variant.

•12h

Take a look at the Hyundai Venue. The petrol automatic, which is the 1.0 litre turbo, would be ideal for you, given the Bengaluru traffic; however, you would get a lower efficiency than the manual 1.2 litre engine. In all other respects, the Venue would do you well. You will find the compact dimensions easy to manage, the insides are spacious and comfy enough, and the car is well equipped with a safety kit and has earned a 5-star rating in the Bharat NCAP (BNCAP) tests. Being a Hyundai, reliability and service are well taken care of, too.

Hyundai Venue

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Popular discussions right now

•1w

Hi, I have a budget of Rs. 40 lakh and am confused between the Skoda Kodiaq Lounge, the Toyota Innova Hycross ZX(O), and the Toyota Fortuner Petrol. I am 28 years old and want a car that is fun to drive but also comfortable for my family. My driving will be split 80:20 between on-road and off-road use.

•6d

Pick the Innova HyCross ZX(O). For a hard Rs. 40 lakh cap it fits cleanly, it is the most comfortable and spacious for family, and it is far easier to live with daily. The smooth hybrid makes city drives effortless and quiet, and on broken roads, it just takes the abuse without rattling everyone. Your 20 percent off-road sounds like rough trails rather than rock crawling, and the HyCross will handle that sort of bad-road stuff better than you expect. But, the Innova isn't particularly fun to drive.If you really crave driver fun, the Kodiaq is the one that puts a smile on your face. The 2-litre turbo petrol and AWD make it genuinely enjoyable on highways and hills and the cabin feels richer. Two catches, though. It likely stretches past Rs. 40 lakh on-road in most cities, and its third row is tighter, and you have to be a bit careful off the beaten path.The Fortuner petrol is the most capable off-road, but for 80 per cent on-road use, it feels heavy and bouncy, the steering is not friendly in town, and it guzzles fuel.

Toyota Innova HyCross

Toyota Fortuner

Skoda Kodiaq

•5d

I am planning to buy an SUV and prefer the German twins Škoda and Volkswagen. Which one is better? Also, how significant is the DSG issue in bumper-to-bumper traffic in the NCR region? This will be my fourth car, so I want to try a German brand.

•4d

Between the German twins, the choice largely comes down to personal preference, as they share the same engines, gearboxes and underpinnings. We slightly prefer the Kushaq for its cleaner design, excellent ride and handling balance and overall value proposition.As for the DSG, it isn't as big a concern as it once was. The current DSGs are far more robust than the earlier units, but if your driving is predominantly in bumper-to-bumper NCR traffic, a torque-converter automatic is still the smoother and more relaxed option over the long term. If you want to stay with a German SUV but avoid the DSG altogether, the 1.0 TSI automatic in the Kushaq and Taigun now comes with an 8-speed Aisin torque-converter, which is smooth, refined and better suited to heavy city traffic.Coming from the S-Cross Petrol, you'll notice a significant step up in performance, cabin quality, safety and driving dynamics with either car.

Skoda Kushaq

Volkswagen Taigun

•5d

I have a Grand Vitara Strong Hybrid, and I am extremely satisfied with its mileage (900-1000 km from 45 liters). However, I am losing the joy of driving. I migrated to this car after owning a Swift Dzire Diesel and an XL6. The mismatch between engine revs and acceleration is becoming unpleasant. Overtaking feels riskier, and even the brakes feel spongy. I have experienced a few unpleasant situations because of this. As a result, I have reduced my overall speed, making the safety of my family a bigger priority. But the driver in me is unhappy. Should I upgrade to the Duster Hybrid, the Hycross Hybrid, or the newly launched Sierra EV? Also, do diesel engines still make sense today?

•5d

From what you've described, the Grand Vitara Strong Hybrid has impressed you with its efficiency but left you wanting more from behind the wheel. If driving enjoyment is back on your priority list, the Duster Hybrid looks like the most natural upgrade. It is expected to offer a much more engaging driving experience while retaining the fuel efficiency benefits of a strong hybrid.The Toyota Innova HyCross Hybrid will certainly improve on comfort, refinement and performance, but it won't fundamentally change the character you're looking for. It is still geared towards relaxed family motoring rather than enthusiastic driving.The Tata Sierra EV is an interesting option and has now been launched. It promises strong performance, a premium cabin and a spacious interior. However, if the "driver in you" misses the involvement and confidence of your earlier diesel cars, we'd still wait to experience how the Duster Hybrid drives before making a decision.As for diesels, we don't think they should be ruled out altogether. With the right usage, they continue to make sense. However, given your appreciation for the fuel economy of your Grand Vitara and the direction the market is heading, we'd lean towards a strong hybrid rather than going back to diesel.

Maruti Suzuki Grand Vitara

Toyota Innova HyCross

Tata Sierra EV

Renault Duster

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