Autocar India
SB

Suhail Basheer

•1d

Planning to buy XEV 9s pack two 79kwh. Kindly guide me to properly choose the insurance, and the must add ons. The dealer quoted me 106000 for the insurance. Also, how much would the insurance cost with the essential add-ons

Autocar India team

Autocar India

Verified
•10m

Insurance and finance are where dealers make a healthy margin, so taking an outside quote can often lead to meaningful savings. Just keep in mind that some dealers may pull back part of the car discount once they know you plan to source insurance externally, so compare the overall deal, not just the insurance line item in isolation. If there is no meaningful dealer discount on the Mahindra XEV 9s, getting insurance from outside usually makes more sense.

For an EV like this, the must-have add-ons are zero depreciation, return to invoice, battery and EV component cover (if not already included), consumables cover, and roadside assistance. Also, an engine protector is equivalent only if the insurer explicitly covers EV electrical systems or water ingress-related risks. Tyre cover is optional, but worth considering given the replacement cost of larger wheels and tyres on a car like this.

A realistic saving with an outside policy, even with all the essential add-ons, could be in the 20 to 25 percent range, depending on the insurer, city and IDV structure. The key is to make sure you are not compromising on EV-specific battery and electronics coverage purely to save money.

Mahindra XEV 9S

Mahindra XEV 9S

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Mahindra XEV 9S

Mahindra

XEV 9S

from ₹21.10 Lakh

More questions on similar cars

JE

Jeevan

•1d

I want to buy a 7 Seater car that should be comfortable for long highway rides with great suspension & fuel efficiency & that I can keep for at least 8-10 years without regret. The budget is around 25 lakh.

Autocar India team

Autocar India

Verified
•2h

For your requirements, the Kia Carens Clavis diesel manual would be our first recommendation. Since your priority is long highway comfort, strong fuel efficiency and long-term ownership without regret, this fits exceptionally well. The diesel engine is efficient and well-suited to highway cruising, the ride comfort is good, the cabin is practical for family use and importantly, the third row is genuinely usable, unlike many so-called 7-seaters. If most of your driving is highway-based, living with a manual should not be a problem, and it will reward you with much better efficiency than the automatic alternatives.If your highway runs are not extremely long, charging infrastructure on your regular routes is dependable, and you are open to going electric, the Kia Carens Clavis EV is also a genuinely strong option. It gives you much lower running costs, excellent comfort and the same practical seven-seat layout. The only caveat is that for truly long road trips, you need to be comfortable planning around charging stops.

VehicleKia Carens Clavis
VehicleKia Carens Clavis EV
MS

M SENTHIL KUMAR

•3d

We are a family of four and wish to purchase a car under Rs. 10 lakh. Our parking area is quite small which is only enough to accommodate a car as big as Swift. My usage will be around 60% city driving and 40% highway driving. Kindly suggest a good car suitable for long-term ownership of at least 10 years.

Autocar India team

Autocar India

Verified
•7h

If the Baleno fits in your parking space, it would actually be one of the strongest recommendations here. Coming from a Swift, it will feel like a proper upgrade without becoming difficult to live with. You get noticeably better cabin space, a more comfortable ride and a more premium interior, while still keeping dimensions that are city friendly.The current Baleno also uses a more refined 4 cylinder petrol engine, which feels smoother and stronger than your older Swift’s motor, making it a nicer everyday car for both city and highway use. Maruti’s service reach and relatively low maintenance costs also make it a sensible long term ownership choice if you are planning to keep the car for 10 years.

VehicleMaruti Suzuki Baleno
VehicleMaruti Suzuki Swift
SH

Shreyas Habbu

•19h

I own an XL6 2021 currently, and I'm looking to upgrade to a better car overall. I'm looking at Tata Safari, Carens Clavis, 7XO and petrol manuals only. Budget is 20-25 lakhs. My everyday driving in the city and occasional highway rides. What car is the best for this requirement?

Autocar India team

Autocar India

Verified
•1h

If comfortable seven-seat usability matters, we would recommend the Kia Carens Clavis turbo petrol manual. The third row is better than what you are used to in the Maruti XL6, and overall it will feel like a meaningful upgrade in interior fit and finish, features, comfort and overall premiumness. The turbo petrol manual also gives you a proper step up in performance, so it will not just feel like a nicer XL6, but a genuinely more capable family car.If the third row is more of an occasional backup and you are effectively happy with a spacious five-seater most of the time, then the Mahindra XUV 7XO petrol is the stronger pick. It has a powerful petrol engine, feels more premium, is genuinely comfortable, drives very well and overall feels like the more substantial SUV upgrade. The only caveat is that its third row is nowhere near as practical as the Carens if you actually plan to use all seven seats regularly.

VehicleKia Carens Clavis
VehicleMaruti Suzuki XL6
VehicleMahindra XUV 7XO

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Popular discussions right now

LA

lakkhan

•5d

Is it worth considering buying an Audi in India at the moment over rivals like Mercedes-Benz or BMW? Could you please explain whether there are any risks associated with purchasing an Audi currently?

Autocar India team

Autocar India

Verified
•4d

From a pure product perspective, Audi’s cars like the A4, Q3 and the Q7 remain genuinely strong. Cabin quality is excellent, refinement is top-notch, quattro-equipped models are hugely capable, and the overall ownership experience can be perfectly satisfying. Where Mercedes and BMW currently have the edge is brand momentum, product freshness and showroom pull. Mercedes has the broadest luxury portfolio, while BMW arguably has the more engaging cars to drive in several segments. Audi, by comparison, has felt quieter in recent years, with fewer headline launches and slightly less buzz.Audi India remains committed, and service support for existing owners is not a concern in the way people sometimes fear.

VehicleAudi A4
VehicleAudi Q5
VehicleAudi Q7
UD

Udit

•6d

I currently drive a petrol Baleno that is about 8 years old. My monthly running has increased to around 2,500-3,000km. Should I install a CNG kit or look for a used BS6 diesel car? My maximum budget is Rs 6 lakh.

Autocar India team

Autocar India

Verified
•5d

At your kind of running, moving away from petrol does make financial sense, but we would first look at how that 2,500 to 3,000 km a month is split between city and highway use.If a large chunk of it is on a highway, a well-maintained used BS6 diesel can make sense because the fuel savings will be meaningful, and the usage pattern suits modern diesel engines far better. If, however, this mileage is mostly city traffic, we would avoid a BS6 diesel because DPF-related issues can become a headache with repeated stop-and-go use.Installing an authorised aftermarket CNG kit on your Maruti Baleno is absolutely legal, provided it is a government-approved kit, fitted by an authorised installer and the RC and insurance are updated accordingly. Financially, this is the lower-risk route if your Baleno is otherwise mechanically healthy, because you will recover the conversion cost relatively quickly with your kind of running. The trade-off is some loss of boot space and a drop in performance.

VehicleMaruti Suzuki Baleno
MA

Mohammed Ashiq

•5d

I am planning to buy a new car mainly for long-distance travel comfort. Which would be the better option among the Elevate, Hyryder, and Citroen Aircross? My priorities are comfort, power, and performance.

Autocar India team

Autocar India

Verified
•2d

Being a Fiat Punto Evo owner, you're likely to lean towards the Citroen Aircross for its outstanding ride-handling balance, overall comfort, and its strong turbo-petrol powertrain. Fundamentally, it is excellent, and with the new interiors and feature set, it does make you feel like you've spent your money well. The only downside and perhaps the biggest deal-breaker for many is that its sales and support network is limited, compared to other brands. But if you have a Citroen touchpoint close to you, this is a car you must surely consider.In comparison, the Honda Elevate will be a more conventional option. What's nice is that its ride quality and long-distance comfort are quite good too, and its 1.5 naturally aspirated petrol engine delivers strong performance.

VehicleCitroen Aircross
VehicleHonda Elevate

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Posted on: 24 May 2026