I need advice on whether I should switch to a corporate car lease for tax savings or retain my current vehicle, given my situation. My current situation: I own a 2023 Mahindra XUV300 W8(O) Diesel Manual (manufactured in February 2023) with 39,000 km on the odometer. It is one of the rare, trouble-free batches without a DPF filter. It delivers 15-16 km/l in the city and 20-21 km/l on the highway. The change: I will be relocating next month, and my daily commute will increase to 50 km, taking my annual running to around 15,000 km. The opportunity: My company offers a corporate car lease program that allows me to lease a vehicle using pre-tax income, resulting in around 30% savings in income tax. The wildcard: I am actively exploring job opportunities abroad. If I relocate, the car will be left behind for my father or brother-in-law to use. Given this situation, should I opt for the corporate car lease or continue with my current vehicle?

autocar.india

•5d

Go for the Toyota Innova Crysta. Your usage is highway-heavy with occasional city runs, and you want a proper 7-seater with good luggage space and a premium feel. The Crysta is still the benchmark for this kind of requirement. It is genuinely spacious in all three rows, has a large and usable boot even with all seats up, and is built for long-distance comfort and reliability. The diesel engine is strong, refined and well-suited to highway cruising, and Toyota’s ownership experience and long-term reliability are hard to beat. The Mahindra XUV 7XO is the more modern product with a more premium-looking interior and a better sound system, but it does not match the Crysta for outright space, practicality or long-term peace of mind. If your priority is a proper 7-seater that will serve you well for years, the Crysta is the safer and more sensible choice. If you want a more premium cabin and a richer feature set, the XUV 7XO is the alternative, but it is not as practical as the Crysta.

Toyota Innova Crysta

Mahindra XUV 7XO

autocar.india

•3d

We'd recommend a petrol automatic. With a daily running of around 46km and an ownership period of 15 years, it offers the best balance of low ownership costs, reliability and ease of use for a first-time driver.We wouldn't let E20 fuel influence your decision. Modern E20-compliant petrol cars are designed to run on it, and there is no official roadmap beyond E20. It isn't a reason to avoid buying a petrol car today. A CNG automatic will certainly reduce your fuel bills, but the higher purchase price, reduced boot space and limited automatic options make CNG car less attractive unless fuel savings are your overriding priority. An electric car will have the lowest running costs, but at your budget, you'll have to compromise on size or features, and recovering the higher upfront cost will take time.Given your budget and usage, we'd look at the Maruti Suzuki Brezza facelift automatic which will launch soon if you can stretch slightly, or the Maruti Suzuki Fronx Delta+ AGS if you want to stay within budget. Both are easy to drive, have good ground clearance for the 6km of rough village roads and come backed by Maruti Suzuki's extensive service network. If you prefer a smoother automatic, the Hyundai Exter SX AMT is also worth considering.

Maruti Suzuki Fronx

Hyundai Exter

Maruti Suzuki Brezza

autocar.india

•4d

For your first car with a daily 50km commute and occasional long trips, the Maruti Suzuki Swift ZXI is the most sensible choice. It is fuel efficient, reliable and compact enough for daily use, while also being comfortable enough for longer journeys. The Swift’s naturally aspirated petrol engine is reliable and easy to live with, and Maruti’s service network and low maintenance costs make ownership straightforward. Safety is adequate for the segment, and the Maruti Suzuki car offers a good balance of ride comfort and practicality. If you prefer a slightly higher driving position, the Maruti Suzuki Fronx with the 1.2-litre petrol engine is worth considering.

Maruti Suzuki Fronx

Maruti Suzuki Swift