Between the TVS Ronin and the Honda Unicorn, the latter is likely to be more fuel efficient owing to its smaller engine. Both bikes are quite comfortable, and which one you find more comfortable would be dependant on your physique. In terms of long-term reliability, the Unicorn is an established name that has cemented its reputation for being a trouble-free workhorse. The Ronin, while much newer, also hasn't had any troubling issues reported by and large by owners. These are two very different bikes that you're considering, and we'd advise a test ride of both before you make a decision.

The Maruti Suzuki Wagon R is a good option to consider in the hatchback space. It is spacious, practical, and easy to drive. The 1.2-litre engine is peppy, and the AMT gearbox is smooth. It is one of the most reliable workhorses and has been running on Indian roads for years without much trouble. It gives excellent fuel efficiency, too. Maruti has now added 6 airbags to all variants of Wagon R, adding to its safety equipment. So if you want a reliable, fuel-efficient car, the Wagon R is a good choice.

If your current car is running well and there are no mechanical concerns, it makes sense to hold on to it for another two years. However, if you are keen on upgrading, the engine to opt for in the Tata Sierra is the 1.5-litre turbo petrol. But for that, you will have to stretch your budget to over 20 lakhs. Waiting for a couple of more years might work in your favour, as by then more new products would have entered the market, giving you wider options to choose from.

The best sub Rs 20 lakh EV for city use and short distances is the MG Windsor. It has compact dimensions which give it good manouverability in the city but without compromising on cabin space, which is very generous. It is easy-to-drive, well-equipped and has enough range for your daily runs of 75km and more. A brittle ride and a fair bit of road noise that creeps into the cabin are the only real drawbacks. You can get the Exclusive Pro and Essence Pro, depending on how much you can stretch your budget.