I am interested in buying the Hyundai Verna petrol version under a Rs 20 lakh budget. I am also looking for a loan to buy the car. I have a family of 6. Please suggest the best variant.

Autocar India

•5h

On a Rs 18 lakh budget, for your requirements, the Hyundai Verna HX6+ IVT automatic is a good pick because it meets your 5-star safety needs and feels the most relaxed in traffic. The IVT, a CVT by another name, is a type of automatic that does not shift in steps, so it feels very smooth at low speeds, which makes stop-and-go driving easy. The back seat is roomy, the ride is comfortable over rough patches, and Hyundai’s wide service network adds peace of mind on those occasional trips out of town. The latest Verna has a 5-star Global NCAP crash test rating in India, so you are not compromising on your main ask. You could stretch to the HX8 variant if you want more features and your budget is flexible.Two things to keep in mind with the Verna: it sits lower than a taller car like the Skoda Kushaq, so you need a bit more care on big speed breakers, and the rear seat is set a little low, so elderly family members who prefer a higher seat may not love it. If you want a higher seating position and more ground clearance without giving up 5-star safety, go for the Kia Seltos HTK(O) Petrol CVT, which recently got a 5-star Bharat NCAP rating. Though you might sacrifice some features in this variant on your budget.

Hyundai Verna

Skoda Kushaq

Kia Seltos

Autocar India

•1d

Your requirement is clear. You already have the EcoSport for city use, and now you want a comfortable, dependable long-distance car for a family of six including senior citizens. That means space, ride comfort and ease of ingress matter more than anything else.The Kia Carens Clavis is the most sensible starting point. It is a proper 6 or 7 seater, easy to drive, and far more comfortable than compact SUVs. The ride is soft, the seating is flexible and the cabin feels modern and airy. It is also positioned as a more premium, updated version of the Carens with better interiors and features, which suits family usage well. For highway trips, this Kia car is stable enough and the diesel automatic option works very well if you want efficiency.If you want the best possible comfort and willing to spend more, the Toyota Innova HyCross is in a different league. It offers far better ride quality, more space in all three rows and a much more relaxed driving experience. It is also extremely reliable and easy to own long term. For senior citizens, the ease of getting in and out, and the overall comfort level, are clearly superior.Compared to EVs, your usage does not strongly justify one. Long highway trips are still more convenient in petrol or diesel cars, especially in remote areas where charging infrastructure can be inconsistent.

Kia Carens Clavis

Toyota Innova HyCross

Autocar India

•2d

With occasional highway trips, limited city use, and a cap of around ₹15 lakh, the Kia Carens Clavis HTE EX 1.5 NA manual fits your needs best. It is a true seven-seater that is easy to live with and stays within budget.Why it works for you: the petrol engine is smooth and quiet, and the light steering makes it simple to handle in the city. The middle row is roomy and comfortable, and roof vents help keep the cabin cool for everyone on hot days. Even the third row of this Kia car is surprisingly comfortable for adults.Know the trade-off: With all seven occupants on board and luggage, you will need to plan overtakes on the highway. Also, the boot space with all three rows up is just 216 litres, so for longer trips, you may need to fold the last row.If you don’t plan on using the third row often, then the Maruti Ertiga or Toyota Rumion are reliable picks. Maruti also has the largest dealer network if that is a concern for you.Overall, for your use and budget, the Carens Clavis lines up best.

Kia Carens Clavis

Maruti Suzuki Ertiga

Toyota Rumion

Autocar India

•6d

On paper and in real-world ownership, these are very different cars, and the Mahindra XUV 7XO sits in a clear segment above. The XUV 700 is a bigger, more complete SUV. It offers more space, better road presence, stronger performance and a far richer overall experience, including the option of a third row and a more premium cabin. It is designed as a proper family SUV and feels more capable on highways and long drives.The Renault Duster, even in its new form, is a simpler, more driver-focused and lighter SUV. It will likely be easier to drive in the city and feel more rugged and straightforward, but it is still a step down in terms of overall size, features and cabin experience.So the decision really comes down to intent. If you are moving because you want something more compact, easier to use daily and less feature-heavy, then the Duster can make sense. But if you are expecting it to feel like an upgrade or even equal to the XUV700 in terms of space, comfort and overall experience, it will not.

Renault Duster

Autocar India

•5d

Between the three, the Skoda Kylaq is the best automatic for the money. It doesn’t use an AMT but a proper 6‑speed torque-converter with the 1.0 TSI, which is smooth, robust and easily the nicest for your occasional highway runs.The Maruti Suzuki Fronx 1.0 turbo also gets the same 6‑speed torque-converter auto, and while it is refined and efficient, it doesn’t have the same solid, European feel or driving dynamics as the Kylaq. However, from an overall cost-of-ownership point of view - price, fuel efficiency and service, the Fronx is likely to work out cheaper.The Tata Nexon in your budget doesn’t get a torque-converter. You mainly have a 6‑speed AMT, which is convenient but nowhere near as smooth or quick as a proper automatic. There is also a 7‑speed DCA dual‑clutch option, which is noticeably better than the AMT, but still not as seamless as the autos in the Kylaq and Fronx, and it can push the price higher.For 11-13 lakh, 1,000km a month in the city and the odd long drive, we would pick the Kylaq auto. If budget discipline and running costs are top priority, go for the Fronx 1.0 turbo automatic.

Skoda Kylaq

Maruti Suzuki Fronx

Tata Nexon

Autocar India

•6d

The Tata Sierra is a big, heavy car, and the petrol engine, being a naturally aspirated unit, feels just about adequate, especially once you load it up or hit the highway. The diesel, on the other hand, suits the car far better with its stronger low-end pull, making overtakes easier and long-distance driving far more relaxed.That said, with your low annual running of under 6000 km, the petrol still makes sense if your usage is mostly in the city. It will feel smoother, easier to live with and perfectly adequate for everyday driving, even if it lacks that effortless punch on highways.If you are open to alternatives for a better petrol manual experience, the Renault Duster with its turbo petrol engine is a strong option. It feels far more effortless to drive, while naturally aspirated options like the Kia Seltos or Hyundai Creta offer a more refined and effortless experience than the Sierra petrol.

Tata Sierra

Renault Duster

Kia Seltos

Hyundai Creta