AB
Abhishek
•1dI own a 2018 Maruti Swift ZXi petrol manual. We are a family of four, with a 20 km daily city drive and occasional highway trips every 3-4 months. I have no issues with my current car. Should I upgrade to a mid-size SUV now or wait? Also, should I sell the Swift or keep it? My budget for a new car is Rs 15-20 lakh.
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Autocar India
Your daily 20 km city drive and occasional highway trips are exactly what the Maruti Suzuki Swift does well. It is easy, efficient and already familiar to you, and since you are not facing any real limitation, moving to a mid-size SUV right now will feel more like a lifestyle upgrade than a necessity. You will gain space, comfort and a higher driving position with options like the Hyundai Creta or Kia Seltos, but in your current usage, the difference in day-to-day practicality will not be dramatic.
Waiting also works in your favour. Your car still has useful life left, and upgrading later means you extract better value from it while also stepping into a newer generation of cars, when the upgrade will feel more meaningful.
On the question of selling versus retaining, the approach is simple. If you upgrade later, sell the Swift while it still holds good value. If you upgrade now, keep it only if you genuinely need a second car.

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Posted on: 21 Apr 2026
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