Autocar India
VR

Vasisht Raghvendra

14w

I’m a 30-year-old male with a ₹6 LPA job, and I want to buy a car mostly for city driving with automatic transmission. Can you suggest the best buy? Should I consider a new car for the long term or a used car now and upgrade to a better one in 3 years if I can afford it? Any advice would really help.

Autocar India team

Autocar India

Verified
13w

While your annual pay package is only one part, several other factors could influence your vehicle budget - existing loans, monthly fixed expenses, savings, etc. Without knowing which, it would be difficult to give you a definitive reply. Still, we'd advise you to keep your maximum monthly outflow towards your vehicle EMI limited to 20-25% (approximately 11,000-12,000) of your net monthly income. This would mean your loan amount must not exceed approximately Rs 5.50 lakh over a period of 5 years. 

Since you're open to used cars, we'd advise you to consider the newest possible car you can get for the money. Look for something fuel-efficient, easy to maintain, and with a good reputation for reliability. A hatchback will be the most convenient in the city. 

Some used examples you could consider are the Maruti Baleno CVT and Honda Jazz CVT. Also, while buying a used car, ensure you buy your car from a trusted source such as Spinny, which also provides a warranty, for added peace of mind.

Maruti Suzuki Baleno

Maruti Suzuki Baleno

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SK

Soumil Kundu

8h

Hello Autocar, I am planning to buy a hatchback. I have shortlisted the Swift LXi and Baleno Sigma. Please suggest which one would be better for long-term usage, as I have a very limited budget. My priorities are good fuel efficiency and low maintenance costs.

Autocar India team

Autocar India

Verified
5h

Go for the Baleno Sigma. It is the better long-term choice between the two. While the Swift LXi is slightly more fuel efficient thanks to its newer 3-cylinder engine, it does feel a bit less powerful and not as smooth. The Baleno’s 4-cylinder engine is more refined, smoother and stronger, which makes a noticeable difference in everyday driving, especially over long-term ownership.The Baleno is also a bigger and more spacious car, which makes it more comfortable for passengers and more practical for family use. Ride comfort is better and overall it feels like a more premium and complete product compared to the Swift.Yes, the Swift will give you slightly better mileage, which is one of your priorities, but the Baleno is not far behind in fuel efficiency, and the gains in comfort, space and engine refinement make it the better value overall.

VehicleMaruti Suzuki Baleno
VehicleMaruti Suzuki Swift
DK

Dr Krishan K Yadav

18h

I have been driving Jeeps from a very young age. First the CJ3B, then MM540, Thar CRDe, Thar 2022, and now the 2025 Roxx AX7L 4x4. With government norms tightening, I’m worried that chassis-based 4x4 diesel SUVs may soon disappear. I am based in Delhi and nearing retirement in about 10 years. Is there any hope, or will this lineage disappear? My running is around 2,500 km per month, with 99% highway use. For city driving, I keep a small car, and even an EV could work there, but absolutely not for my highway travel. Do you see any suitable replacement? Also, I had met Mr Sorabjee at the Auto India stall at Auto Expo 1993.

Autocar India team

Autocar India

Verified
27m

Having a diesel in Delhi is always a challenge because of the 10-year rule, which deregisters cars after that period. However, since your Mahindra Thar and Mahindra Thar Roxx are quite new and still have a long life ahead of them, we don’t think you need to panic and jump to replacing them because you can happily continue using both well into the next decade. And, since you are a hardcore Jeep and Mahindra fan, you may want to wait for the next-generation Thar, which could come out around the end of 2027 or in 2028. It won’t be a body-on-frame like your existing Thar and Thar Roxx, but could have a hybrid powertrain, which will be future-proofed against any regulations.For now, hang on to your existing Thar and Thar Roxx because, as you said, these body-on-frame diesels will be the last of a breed. Also, Hormazd Sorabjee will be happy to know you met him over 30 years ago!

VehicleMahindra Thar
VehicleMahindra Thar Roxx
SG

Sanket G

1d

I am looking to replace my Suzuki S-Cross with an electric car. This will be my second car, mainly for pick-ups, drops and short trips. My budget is between Rs 14-17 lakh.

Autocar India team

Autocar India

Verified
1h

Go for the Tata Punch EV Long Range. For school runs, pick-ups and short daily trips, the Punch EV works very well. It is compact, easy to park and effortless to drive in traffic, with smooth and silent performance that suits stop-and-go conditions. The long-range version gives you enough real-world range to cover multiple days of city use without needing to charge frequently. It also offers good ground clearance, so you will not have to worry about bad roads or speed breakers. Coming from an S-Cross, you will find it much easier to manoeuvre in tight lanes and parking spots, though you will notice the smaller rear seat and boot.If you want more space and stronger performance, you can consider the Tata Nexon EV. It feels quicker and more substantial, but it is more expensive and not as easy to park in tight areas. At the other end, if your usage is strictly short trips in very tight urban conditions, the MG Comet is the easiest to drive and park, but its two-door layout makes rear seat access less convenient for daily use.

VehicleTata Punch EV
VehicleTata Nexon EV
VehicleMG Comet

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PS

P S RAHUL

1d

I am 60 years old and have booked the Toyota Innova Hycross top-end variant. My usage will be mostly within the city, along with 4-5 long trips every year. Is this the right choice for my needs, or should I consider any other options? I plan to continue doing long-distance drives comfortably over the next 10 years.

Autocar India team

Autocar India

Verified
1d

You want a car that is comfortable in the city, easy to drive and capable of doing long trips for the next 10 years. The Toyota Innova Hycross fits this very well. The hybrid system makes it very smooth and quiet in city driving, and the automatic gearbox is effortless, which becomes more important with age. On highways, it is stable, comfortable and built for long-distance travel, which is what the Innova name has always stood for.What really works in your favour is long-term ownership. Toyota’s reliability, strong service network and resale value make it one of the safest bets if you plan to keep the car for many years. The Hycross also offers excellent space, easy ingress and egress and a comfortable ride, which are important for everyday use and for passengers as you grow older.

VehicleToyota Innova HyCross
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Vedant Nawange

5d

Hi, I am confused between buying the Kia Seltos diesel, which I love for its interior and power and which gives around 15 km/l mileage, and the Toyota Hyryder, which involves a slight design compromise but offers 22+ km/l mileage. My daily running is around 70 km, including both city traffic and highway cruising. Also, please share if there is even the slightest possibility of a Kia Seltos hybrid coming next year, as I would be happy to wait.

Autocar India team

Autocar India

Verified
3d

With a 70 km daily mix of traffic and highway use, we would lean towards the Toyota Urban Cruiser Hyryder strong-hybrid. Your usage is high, and the hybrid will use far less fuel in city traffic while staying calm and smooth. It pulls away on electric power at low speeds, so stop-go driving feels quiet and easy.You like the Seltos for its cabin and stronger shove, and that is fair. The Seltos diesel feels stronger when you press the throttle for quick passes, and its cabin does look and feel richer. If most of your 70 km is open highway and you really value that strong pull and the Kia car interior, the Seltos diesel automatic is still a solid pick.On a Kia Seltos hybrid: Kia does intend to introduce a hybrid, but timing is not yet decided as they are trying to localise components. We estimate it could arrive in 2027, but that could change. For your mix of city and highway, the Hyryder strong-hybrid lines up best with what you need right now.

VehicleKia Seltos
VehicleToyota Urban Cruiser Hyryder
SB

Shashidhar Bhat

6d

Hi, My monthly driving distance is around 1,000 km, mostly on highways, and safety is a priority for me. Automatic transmission is also a must. My budget is ₹12-13 lakhs. Could you please advise me on the best car for my requirements?

Autocar India team

Autocar India

Verified
5d

Mostly highway use, about 1,000 km a month, safety first, and an automatic in the Rs 12-13 lakh range, in that brief, we would suggest the Skoda Kylaq Signature. Its torque converter is much smoother than an AMT or DCT, so city driving feels easy, and performance from the 1.0 TSI makes highway overtakes effortless. The Kylaq has a 5-star crash score from Bharat NCAP and feels steady at highway speeds, which builds confidence. It also rides well over broken patches, so you are not tossed around.Two things to keep in mind: while the front seats are comfy and supportive, space in the back seat is a bit tight. It makes up for it with a large boot and a low loading lip. If you want more space, look at the Nissan Magnite Tekna Turbo CVT, which has a 5-star safety rating from Global NCAP.Overall, for highway-heavy use with safety at the top, the Kylaq lines up best in your budget.

VehicleSkoda Kylaq
VehicleNissan Magnite

Posted on: 26 Jan 2026