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Vipul Saini
•5dHi, thanks in advance. I am looking for a midsize SUV with a budget of Rs 12 lakh on-road in Ludhiana, Punjab. I am confused between the Victoris LXI and the Kia Seltos HTE. My driving will mostly be in the city, with one or two occasional weekend outstation trips. I am confused whether I should prioritise looks and features or reliability and ease of use.
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Autocar India
Given your mostly city use, opt for the Kia Seltos over the Maruti Suzuki Victoris. For a base model, the Seltos HTE is rather well equipped and generally feels more premium than the Victoris LXI.
The Seltos might be slightly more expensive, but it feels more modern and comes with more standard features than the Victoris. In terms of ease of use, the Seltos is just as friendly to drive, with light controls and good drivability from the engine. Maruti’s service reach in Punjab is generally wider than Kia’s, but if you have a Kia dealer and service centre nearby, the ownership experience should be comparable.
The downside is that the Seltos may cross your Rs 12 lakh budget. If you can stretch a bit, though, the Seltos is a good choice for your needs.

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Posted on: 16 May 2026
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