Skoda Cars Under 20 Lakh in India (4)

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With a monthly running of 200-250km and a mix of city and highway driving, petrol is the right choice. Your budget of Rs 15 lakh and preference for a manual SUV point you towards the compact SUV car, where you will get the best value and the most complete ownership experience.The Maruti Suzuki Brezza is the most sensible recommendation here. It is reliable, easy to maintain, has a strong service network and is one of the most comfortable compact SUVs for both city and highway use. The naturally aspirated petrol engine is smooth and predictable, making it a very easy car to live with over the long term.If you want something a bit more engaging to drive, the Skoda Kylaq is a strong alternative. The 1.0 TSI engine is punchy and the car feels more dynamic on the highway, but it will not be as easy or as cheap to maintain as the Brezza over a long ownership period, and its fuel efficiency won't be as good either.The Mahindra XUV 3XO is also worth considering if you want more features and a more powerful engine, but the Brezza remains the most balanced choice for your usage and budget.

Maruti Suzuki Brezza

Skoda Kylaq

Mahindra XUV 3XO

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Go for the Maruti Suzuki Brezza. It is the most sensible choice for a second family car under Rs 10 lakh. It offers a comfortable 5-seat layout, good ground clearance and a smooth, fuss-free driving experience. The naturally aspirated petrol engine of this Maruti Suzuki car is refined and easy to live with. Plus, Maruti’s service network and low running costs make it a very easy car to own long-term. The rear seat is comfortable for family use, and the ride quality is well-suited to bad Indian city roads.The Kia Sonet and Tata Nexon are both good cars, but the Sonet’s rear seat is spacious, and the Nexon’s would also feel tight for a family of five. The Skoda Kushaq is spacious but is a more driver-focused car, and would go well above the Rs 10 lakh mark for even the base version.The Brezza is not the most exciting car in the segment, and there is an updated one arriving in just a few weeks.

Maruti Suzuki Brezza

Tata Nexon

Skoda Kushaq

Kia Sonet

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With a Rs 13 lakh budget, a 50 km daily city commute and a clear preference for an automatic SUV, the Skoda Kylaq or the Maruti Suzuki Brezza automatic would be sensible upgrades from your Swift.The Brezza is a genuinely comfortable and reliable city SUV with a smooth automatic gearbox, low running costs and Maruti's unmatched service network. This Maruti Suzuki car also offers a comfortable low-speed ride, good ground clearance and a spacious cabin, which is good if you have a family. The Kylaq automatic is the more fun-to-drive alternative, so if that's what you prefer, consider the Skoda. Overall, the Brezza automatic is the best fit for your requirements, but wait a few weeks, as an updated model is around the corner.

Maruti Suzuki Brezza

Skoda Kylaq

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With 80% highway usage, 2,000km a month and a Rs 15 lakh budget, you need a car that is comfortable at speed, stable on the highway and efficient over long distances. The Mahindra XUV 3XO is a good fit. It is a driver's car with strong highway manners, good stability and a punchy turbo petrol or turbo diesel engine options that make overtaking easy. A few shortcomings to bear in mind are a small boot by class standards and interior quality that falls a little short of others in this segment.Another option is the Skoda Kylaq, which also has solid highway manners and a punchy engine. However, you're restricted to petrol only, its back seat is cramped, and though decent on the highway, fuel economy in the city is not good. As for petrol versus diesel, work out the maths for yourself, but given your primarily highway use and heavy mileage, we would recommend a diesel SUV, and thus the XUV 3XO is a good fit.

Mahindra XUV 3XO

Skoda Kylaq

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Do not let E20 concerns drive your decision. Modern turbo petrol engines are engineered to run on E20 fuel, and there is no official roadmap beyond E20 at this stage. The main impact of higher ethanol blends is a slight reduction in fuel economy, not engine damage. Premium petrol is not required, and long-term wear is generally limited to some rubber fuel-system components, which manufacturers account for in their designs.If you want to buy a car under 15 lakhs, the best approach is to focus on the car that best suits your needs rather than worrying about E20. If you want a turbo petrol, the Skoda Kylaq is a strong recommendation. It offers a genuinely enjoyable driving experience, a proven 1.0 TSI engine and a well-balanced package. If you want a more spacious car, the Mahindra XUV 3XO is also worth considering. It is one of the most spacious compact SUVs, has a wide cabin and is a great 5-seater. The only drawback is the boot, which is one of the smallest in the segment.The key point is that E20 should not be the deciding factor. Both Kylaq and 3XO are engineered for E20 and will serve you well for years to come. Choose the one that best fits your usage and ownership priorities.

Skoda Kylaq

Mahindra XUV 3XO

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Go for the Kia Seltos IVT. At Rs 17.5 lakh, you are right at the point where the Seltos becomes the most sensible choice. The IVT automatic is smooth, reliable and well suited to your 2,000 km/month usage, and the Seltos is a genuinely well-rounded SUV with good space, a comfortable ride and a strong safety package. Kia’s service network is strong, and ownership costs are reasonable. The Skoda Kushaq is the better driver’s car, but the Seltos is the more complete family SUV. Tata Sierra is a good option, and very spacious but would feel much larger than the Kia car, thus go with the Seltos it feels premium and is the better long-term ownership proposition. Although, the Seltos is also one of the longer cars in the segment, but this translates into better rear seat space and a more comfortable cabin for family use. Overall, the Seltos IVT is the safest, most value-for-money choice in your budget.

Kia Seltos

Skoda Kushaq

Tata Sierra

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Between your picks, the Skoda Kylaq and Honda Amaze are the best bets for your needs. The Amaze CVT is smooth, the car is compact and easy to manoeuvre, and Honda’s reliability and low maintenance costs make it a stress-free ownership experience. It is also a proper automatic gearbox, unlike the AMT in the Punch, which can feel jerky at low speeds.The Kylaq is more fun to drive and has the most premium feeling of the three. The 1.0 TSI engine also offers the most performance, which will be handy on the highway, but will also consume more fuel in the city. Its torque converter automatic is very smooth shifting and makes driving in the city very easy. What also helps is that you sit higher than the Amaze, which will give you a bit more confidence in tight city traffic. The downside is that Skoda’s service network is not as widespread as Honda’s, and upkeep can cost more. As for the variant, the Signature+ AT adds a couple of useful features like a reversing camera and a larger infotainment screen, but it is not worth paying Rs 2 lakh extra over the Signature AT. Between these two, the Amaze ZX CVT is the better fit for your requirements - easy to drive, reliable, comfortable and hassle-free to own.

Skoda Kylaq

Honda Amaze

Tata Punch

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The facelift is expected soon in just about 2 months or so, thus if you can we would highly recommend you to wait. The update in Skoda Slavia should bring in the new 8-speed torque converter automatic which debuted on the Skoda Kushaq as well as the upgraded AC compressor that should improve AC performance. Skoda Slavia price would rise but you would still be able to get a variant within your budget and in any case there is also a chance that once the new car arrives, there will be some unsold stock as well. Thus you could use the new cars arrival to bargain for a lower price on the older car.

Skoda Kushaq

Skoda Slavia

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If your driving is almost entirely in the city and you don't specifically need the higher seating position of an SUV, the Honda Amaze would be our recommendation. It is refined, comfortable, easy to drive and backed by Honda's excellent reputation for reliability and low maintenance. The Maruti Suzuki Dzire is another excellent choice if fuel efficiency and widespread service support are your top priorities.If you prefer an SUV, we'd narrow it down to the Skoda Kylaq and the Mahindra XUV 3XO. The Kylaq is the more enjoyable car to drive, with excellent ride and handling, while the 3XO offers more features, a roomier cabin and strong safety credentials. Both are among the best compact SUVs in the segment.For a Rs 10 lakh budget, however, we'd lean towards the Honda Amaze or Maruti Suzuki Dzire, as you'll be able to buy a higher variant with more equipment rather than stretching for an entry-level SUV.

Honda Amaze

Maruti Suzuki Dzire

Mahindra XUV 3XO

Skoda Kylaq

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Pick the Skoda Kylaq. For mostly city runs, it is the easiest to live with, thanks to its compact dimensions and smooth auto gearbox and for the few highway runs you will find it also cruises calmly and feels secure at typical highway speeds. Fuel efficiency is not class leading, expect 8-9kpl in the city and about 14kpl on highway runs but with your 750 km a month running this will not pinch you. As an option you can also consider the Maruti Suzuki Brezza, it too has a smooth gearbox and its city ride is nice and plush, but wait for just a month as an update is right around the corner.

Skoda Kylaq

Maruti Suzuki Brezza