I am planning to buy either a Hyundai Creta or a Kia Seltos with an overall budget of ₹20 lakh. Which one is the better option, or should I consider something entirely new?

Autocar India

•2h

With 60 percent city, 30 percent highway and a bit of rough-road use, and 1,200-1,500 km a month, the Kia Seltos 1.5 diesel with the 6-speed automatic is the stronger fit for you. It pulls well from low speeds, so city drives and rural patches feel easy without pressing the pedal hard, and on the highway, it sits at speed calmly with enough power for safe passes. This automatic Kia car is a 6-speed torque-converter unit, smooth in traffic. At your monthly distance, it will also use less fuel than the petrol options.A couple of watch-outs: the diesel costs more to buy and is a bit louder at idle. If most of your city trips are very short in heavy traffic, the diesel’s particulate filter can clog over time, so plan one longer run each week to keep it clear.If your driving is mostly city and you value a quiet, easy feel, the Seltos 1.5 petrol IVT is the one to pick. The IVT feels smooth and is very relaxed in stop-go traffic. The turbo-petrol DCT offers the most performance, but the gearbox can feel a bit jerky in slow traffic.For your mix, we’d choose the Seltos diesel automatic.

Kia Seltos

Autocar India

•4h

With a 70 km daily mix of traffic and highway use, we would lean towards the Toyota Urban Cruiser Hyryder strong-hybrid. Your usage is high, and the hybrid will use far less fuel in city traffic while staying calm and smooth. It pulls away on electric power at low speeds, so stop-go driving feels quiet and easy.You like the Seltos for its cabin and stronger shove, and that is fair. The Seltos diesel feels stronger when you press the throttle for quick passes, and its cabin does look and feel richer. If most of your 70 km is open highway and you really value that strong pull and the Kia car interior, the Seltos diesel automatic is still a solid pick.On a Kia Seltos hybrid: Kia does intend to introduce a hybrid, but timing is not yet decided as they are trying to localise components. We estimate it could arrive in 2027, but that could change. For your mix of city and highway, the Hyryder strong-hybrid lines up best with what you need right now.

Kia Seltos

Toyota Urban Cruiser Hyryder

Autocar India

•20h

Of the two, for your needs, you should definitely go for the Kia Seltos GTX (A) 1.5 iVT. The iVT is a smooth automatic, so it works well in traffic and at lower speeds. The Seltos is the smaller car here, so it is easier to park and thread through tight lanes, and its steering feels lighter at low speeds. Kia also has a wider service network across cities and towns, which helps if you plan to keep the car long-term or travel outside your home city.On safety, both SUVs pack the basics like multiple airbags and stability control, and higher variants can add driver assists. While the MG Hector hasn't been tested by any crash test rating agency, the Kia Seltos has scored a 5-star Bharat NCAP rating. The 1.5-litre naturally aspirated petrol is not as strong as the 1.5-litre turbo petrol in the Hector, but it is more than sufficient for city use and decent on the highway too. The Kia is also much lighter than the MG, which affects performance, too.The MG Hector, which is not at all a compact SUV, scores higher on space in the back seat and boot, and is the better chauffeur-driven SUV, with a softer ride quality. However, a big drawback is fuel economy, which is considerably lower than what you will get from the Kia Seltos 1.5 petrol iVT.

Kia Seltos

MG Hector