I’m looking for real-world feedback on the XUV700 vs the Scorpio N. Which one offers better overall value for money and long-term reliability? How different are the engine refinement and performance between the two? In terms of safety and build quality, which SUV feels more confidence-inspiring on the road? Finally, how do their actual fuel-efficiency figures compare in city and highway conditions?

The Mahindra Scorpio N is a ladder-frame SUV, meaning the body is bolted onto a chassis. This construction makes it more hardy, however, the Scorpio N will have that typical body sway that is associated with chassis vehicles. 

The ride is thus not settled over undulations, and this is where the Mahindra XUV700 is better. It utilizes a monocoque construction, which is where all components are bolted to the body shell itself. This gives the car overall better rigidity, resulting in better ride and handling, something that is noticeably better with the XUV700. 

Engine refinement and performance are similar, given that the two SUVs share the same powertrains. However, real-world efficiency is better with the XUV700 as it has active safety. Also, the XUV700 has better and more stable handling at higher speeds.