The Tata Nexon petrol is available with a 6-speed AMT (automated manual transmission) and a 7-speed DCA (dual clutch automatic). If you don't mind spending more for the DCA, it is the one to go for. The DCA is a superior gearbox with smoother shifts and quicker responses. The AMT can feel jerky at times, and gearshifts are slower, which takes away from the driving experience.

The Maruti Suzuki Baleno will be a good option to consider. It has good room for four, a comfortable ride, and an efficient 1.2-litre petrol engine. The AMT gearbox is convenient, and in the city, it is quite usable, too. The Alpha variant is the top-spec and will fit comfortably within your budget, and has all the necessary features available.

Given your requirements, you should consider the Hyundai Verna. The Skoda Slavia does have a higher ground clearance of 179mm, compared to the Verna's 165mm ground clearance. However, in terms of maintenance, the Hyundai car should be easier and more affordable. The Verna also comes with a better 3-year/unlimited km standard warranty compared to the Slavia's 3 year/1,00,000km standard warranty.

In a nutshell, the Hyundai Verna IVT makes for a friendlier city car, while the Volkswagen Virtus AT is the more exciting car to drive. The Verna has a smoother gearbox, which works very well with the engine at typical city speeds. It works well as a highway car too, so long as easygoing driving is your style. The Verna also packs in more features for less money.The Volkswagen Virtus has a punchier engine and feels more enthusiastic to drive. Its 6-speed gearbox is also sporty in its shifts. However, the engine-gearbox does have a tendency to lurch forward at crawling speeds, and this is something you have to be mindful of.Do note, the Virtus 1.0 is due to get a new 8-speed automatic gearbox later this year and could be worth waiting for. The model will also see feature additions.