Siddharth
•9wHi Autocar team, I have been looking to purchase a car for the last six months and am confused by so many good options. My budget is ₹20 L. I booked the Honda Elevate Adventure CVT but realised it feels very dated. I want features like ADAS 2.0, a 360° camera, panoramic sunroof, good speakers, and all modern tech. I considered the new Venue but it doesn’t seem like a good value for money. I have been stuck between the Tata Nexon and the MG 3 XO. Mostly two people will be travelling, and the car will be used mainly for highway travel and some light city use. We want an automatic with a good balance of performance and features. We can also consider the Creta, Seltos, or other C‑segment SUVs if they satisfy the above conditions.

Autocar India
You wouldn't find a C or mid-size SUV with all of your requirements (especially level 2 ADAS) for under Rs 20 lakh.
But if you can stretch it a bit, we would recommend the Kia Seltos HTX (A) variant. This would be just over your budget but will meet with all your requirements of ADAS level 2, a 360-degree camera, and good speakers (Bose).
Moreover, it's an easy enough car to drive, and the 1.5 litre naturally aspirated engine coupled to the CVT gearbox works very well, especially in low and moderate city traffic. If you must stick within your budget, then opt for the Mahindra 3XO, which will meet all of your requirements, too.

Kia Seltos
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Posted on: 8 Jan 2026
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