Of the two, the Mahindra XUV 7XO is the better pick. The XUV 7XO is packed with tech and is far nicer to drive than the MG Hector, too. Mahindra's engines and gearboxes are highlights, and the 7XO's updated suspension also gives it the edge in ride comfort. Importantly, the 7XO offers a better third-row experience than the Hector Plus. That said, the XUV 7XO is not the best 7-seater for the money. Especially in case the third row space and comfort are a deal breaker for you. The Tata Safari offers a more comfortable third row among petrol/diesel SUVs of the segment. If you are open to electric, the Mahindra XEV 9S is worth a look. While you could think of it as an all-electric version of the XUV 7XO, the 9S does boast of a better third row. The option to slide its middle row seats makes all the difference to balance second and third row space in the cabin.

The best way to save your engine is, of course, to avoid driving in water-logged areas, except in case of an emergency. Also, if possible, park your car somewhere safe and retrieve it when the water level has subsided. No engine, no matter how reliable, should have to endure a hydrostatic lock from water entering the combustion chamber. That said, an SUV will always be far better than a sedan, owing to its higher ground clearance and the relatively higher positioning of the air intakes. Thus, if you're determined to drive through water-logged areas, consider a Force Gurkha. It comes with a high-mounted air intake and a snorkel, which allows it an astonishing 700mm of water wading capability. It should sail through most waterlogged roads without issue.

Your observations are correct. Neither the Tata Sierra nor the Kia Seltos has been crash tested by Global NCAP or Bharat NCAP yet. But Tata Motors cars have had a good track record with these tests. While the Kia Seltos uses an all-new global platform that should be safer than the outgoing model.Both SUVs feature the latest in active and passive safety features, which should be a reassurance, and thus, on the safety front, you won't be wrong to go with either. As for other factors, the Sierra is certainly the more spacious of the two and edges the Seltos out on comfort as well. However, in most other areas, it's the Seltos that comes out on top, including, as you have pointed out, after-sales experience. The Sierra is being produced at the ex-Ford plant in Sanand, Gujarat. It is said to have higher manufacturing standards, and the brand has been committed to improving its after-sales service across the country, but the results of that will take some time to show.

Both the Kia Seltos and Hyundai Creta are mechanically identical, so you can pick either one without any hesitation. That being said, Kia recently launched the new-gen Seltos, which has a more spacious cabin, more features and a comfier rear seat than the Creta. Both SUVs are powered by the punchy 160hp, 1.5-litre turbo-petrol engine that's paired with a 7-speed dual-clutch automatic gearbox. Alternatively, if you love driving, the Volkswagen Taigun and Skoda Kushaq might be worth considering. Both these SUVs come with a 150hp, 1.5-litre turbo-petrol with a 7-speed DCT gearbox and offer better handling than the Kia and Hyundai cars.