I am planning to buy my first car, preferably an SUV, with a budget of around ₹12 lakh. Please suggest which car I should buy. Should I go for the Tata Nexon, the Punch new facelift edition, the Sierra, or the Maruti Victoris?

Autocar India

•3h

The new Renault Duster 1.0 turbo-petrol should be acceptable in the city, but it is not the most effortless choice for predominantly urban use like yours.The 1.0 turbo makes about 99hp and 160-166Nm, and the torque comes in from around 2,000rpm, so performance at low revs will feel merely adequate rather than strong. You will need to work the gearbox to keep the engine in its power band, especially with a full load or on inclines, and that can get tiring in bumper‑to‑bumper traffic. The good bit is that the clutch is light and the engine reasonably refined, so it won’t feel cumbersome or heavy in daily use.However, there is no automatic with the 1.0 turbo. It comes only with a 6‑speed manual, which is a drawback for an 85% city‑running profile. If you prioritise smoothness and ease over outright punch, an automatic CVT in this segment will suit you better.The Kia Seltos 1.5 iVT offers seamless, jerk‑free power delivery and feels very smooth and responsive in typical city driving. Similarly, the Hyundai Creta 1.5 petrol CVT, which has the same gearbox as the Seltos, is another good option. Both the Kia Seltos and the Hyundai Creta make urban driving more relaxing, even if performance is only adequate rather than exciting.

Renault Duster

Kia Seltos

Hyundai Creta

Autocar India

•4h

The Maruti Suzuki Invicto is nowhere near as popular as its twin, the Toyota Innova HyCross, though both are virtually the same car. With the Invicto not being in as much demand, better discounts are possible, but you will also take a hit in resale value when you go to sell it. If you are comfortable with the Maruti-Suzuki badge, choose the Invicto Zeta+ (7‑seater) strong‑hybrid. It offers the most usable three‑row comfort, smooth city driving, and the widest service network.At over 4.7 m long and with about a 2,850 mm wheelbase, it offers real space across three rows. The strong‑hybrid setup keeps the city running very smooth, often shutting the engine off at low speeds and running on pure electric power. As a result, fuel efficiency is very good.The one thing you give up is ADAS features. The Invicto doesn’t offer lane keep, adaptive cruise, or AEB, which some rivals provide at this size. If you specifically want ADAS and more top‑end features, consider the Toyota Innova HyCross Hybrid ZX (O) instead. It adds active safety tech, but it will cost you more and involve longer wait periods.

Maruti Suzuki Invicto

Toyota Innova HyCross

Autocar India

•4h

Choose the updated Tata Punch Accomplished MT. For an around Rs 10 lakh budget and 80% city use, it blends five-star safety, a comfortable cabin, a cushy ride and easy ownership.Your city-heavy usage suits this Tata car’s compact footprint and light steering, making parking and tight turns easier. Its Bharat NCAP five-star safety rating adds confidence for safety-focused buyers. In our testing, the 1.2-litre petrol returned around 13kpl combined, which is decent for a vehicle of this kind. Its simple 1.2-litre naturally aspirated engine (no turbo or direct injection) keeps maintenance straightforward. Ride quality is absorbent over potholes, and the 187mm ground clearance clears speed breakers easily, improving day-to-day comfort.The one trade-off is highway performance. The 1.2-litre naturally aspirated engine feels modest for quick overtakes with five occupants on board, so you will need to plan manoeuvres and keep the engine in the power band. If you need a bit more performance, consider the turbo-petrol version, even if it means opting for a lower variant.On the test drive, check if the performance is adequate for your needs, and ensure the clutch and gearshift action are light enough for your city commutes.

Tata Punch