I am planning to buy a car within a budget of ₹15–20 lakh. Fuel efficiency is not my only priority; I am more focused on after-sales service and overall peace of mind. Should I consider the Toyota Urban Cruiser Hyryder, Hyundai Creta, or models from Kia? Please suggest.
Go for the Kia Seltos with the 1.5-litre engine and IVT automatic. In the cars under the 20 lakh bracket, your budget will get you the second-from-top HTX trim, which comes very well equipped. In terms of fuel efficiency, in our real-world tests, the Seltos IVT delivered 10.3kpl in the city and 14.22kpl on the highway, which is respectable for a vehicle in this class. It is also refined, easy to drive and has enough performance for most scenarios. Kia’s after-sales service is generally regarded as very good, and reliability is strong too.
One thing to be aware of: if you push hard for quick highway overtakes, the IVT is not as quick as the turbo versions. If performance is a priority, then opt for the turbo-petrol Seltos instead.
On your test drives, spend 10 minutes in slow traffic and do a quick highway run; feel how the automatic responds in both situations. That will make the choice clear.

Kia New Seltos
Thanks much for your response. Do you think its worth considering newly launched Renault Duster?
Sorry, if you can also help me with your expert advice by comparing Kia Seltos to Tata Harrier Petrol, and MG Hector Turbo Petrol
Somehow I feel autocar is promoting kia seltos
Good recommendation 👍
I am planning to buy a car but I am unable to take decision should I buy 7 seaters or 5 seaters suv. Please suggest which is better for long run and I am 50 years old I have 4 family members
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Posted on: 2 Apr 2026
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