The Renault Duster will launch in March, and prices for the 1.0-litre turbo-petrol engine and 1.3-litre turbo-petrol engine will be revealed then. From what we know, the Duster has a strong road presence thanks to its bold and aggressive design and tough demeanour. We are yet to see how it performs out on the road, so we will reserve our comments till that happens.The Tata Sierra is a strong package with lots of character in its design and styling and a strong set of features. What also helps its case is the wide array of variants on offer with multiple powertrain options. Its strengths remain its design, space and ride comfort. If you care for these three, the Sierra is the one to go for.The Skoda Kushaq was recently updated, and it gets new features like massage seats at the rear. However, it still remains a car for driving enthusiasts, especially with the 1.5-litre TSI engine. If you enjoy getting behind the wheel and prefer the driver's seat, the Kushaq would be a very good option. However, what it gains in handling, it loses in ride, and it just isn't as plush as the Sierra. It also misses the character and road presence of the Tata.The Kia Seltos is a massive improvement from what it was before and is loaded with features. It also gets a host of engine and gearbox options, and the only real deterrent is its aggressive styling. If you don't mind that, the Seltos is a top choice in the segment.

Given your budget and usage pattern, the Maruti Suzuki Victoris Strong Hybrid would make more sense for you. Since 80% of your driving is within city confines, you'll benefit from the strong hybrid's impressive 28.65kpl claimed efficiency. The Victoris is also marginally smaller and has lighter controls than the Tata Sierra, which will make manoeuvring in the city easier. Maruti Suzuki Victoris Strong Hybrid prices range from Rs 16.38 lakh to Rs 19.99 lakh (ex-showroom, India).

Check out the Honda Amaze, which recently received a 5-star safety rating from Bharat NCAP. It's compact and easy to manoeuvre, with light steering and good visibility, and it's got decent ground clearance of around 172mm.Moreover, this Honda car has a smooth and peppy 1.2-litre petrol engine that's fun and fuel-efficient, and the CVT automatic gearbox is very easy to use. Most of all, however, is Honda's rock-solid reliability and hassle-free ownership, which has endeared the brand to buyers for decades.

Being a BMW owner, you could consider getting a 2020/21 BMW 630i or 630d, which is a very practical yet luxurious sedan. Not only is it great to drive, but it is also very comfortable to be driven in, and it'll feel like a huge step-up in terms of tech and features compared to your outgoing BMW X5. You could budget around Rs 35-40 lakh for this.With the balance amount, you can look for a 2021/22 Skoda Kodiaq 2.0 TSI. It is a posh, upmarket SUV that's great to drive, and also has the optional third row.