Took my Tigor in for its first service today, in and out in under 90 minutes with a clear breakdown of what was actually done.

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With a CTC of Rs 4.2 lakh per year, the key is to keep the purchase affordable and running costs low. The Maruti Suzuki Alto K10 is the most sensible starting point. It is reliable, easy to maintain and has excellent service reach, which is exactly what you want as a first-time buyer. The 1.0-litre petrol engine in this Maruti Suzuki car is efficient, and the car is easy to drive in the city.If you need a bit more space, the Maruti Suzuki Wagon R is a good alternative with its tall-boy design and larger boot. If you are open to a slightly higher budget, the Tata Tiago is worth considering for its stronger build and more premium feel, but Maruti's service network and lower maintenance costs make it the safer long-term choice at this budget. The Alto K10 is the most practical and financially sensible first car.

Maruti Suzuki Alto K10

Maruti Suzuki Wagon R

Tata Tiago

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With a budget of Rs. 18 lakh, you're likely to get the entry-level variants of the Mahindra XUV 7XO and Tata Safari. Between the two, the Tata Car has a more spacious third row; however, the XUV 7XO is the better all-rounder.The XUV 7XO is essentially the facelifted XUV700, so you get the same proven mechanical package, along with a more modern interior, updated features and a more premium feel. The 2.0-litre turbo-petrol engine is strong and refined, making this Mahindra car well suited to both city and highway driving, while the manual gearbox is smooth and easy to use.The Tata Safari is still a good car, with a comfortable ride and a spacious cabin, but the XUV 7XO feels more modern and premium inside.

Mahindra XUV 7XO

Tata Safari

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We would strongly advise against installing aftermarket CNG on any of these SUVs. All three – the Tata Safari, Mahindra XUV 7XO and Scorpio N - are large, heavy vehicles with powerful turbocharged petrol engines. Fitting CNG to such engines is not recommended, as it can lead to drivability issues, increased wear and potential reliability concerns over time. More importantly, these SUVs are not designed with CNG in mind, and the installation can compromise safety and performance.If fuel economy is a top priority, opt for their diesel versions instead. The Mahindra and Tata offer strong torque, excellent highway efficiency and are well-suited to long-distance touring. If you are set on CNG, it is better to look at smaller, naturally aspirated petrol cars that are either factory-fitted or specifically designed for CNG use.Between the three, the XUV 7XO diesel would be our recommendation. It offers a more modern package, better ride comfort and a more premium cabin than the Scorpio N, while the Safari diesel is also a strong contender if you prefer Tata's design and feature set. But CNG should not be the deciding factor here.

Tata Safari

Mahindra XUV 7XO

Mahindra Scorpio N