Autocar India
35w

I am confused between the Royal Enfield Classic 350, Royal Enfield Meteor 350, and Triumph Speed T4. My maximum budget is ₹2.5 to 2.8 lakh. If possible, please suggest some customisation options within this budget. I live in Bhubaneswar, Odisha. Please help.

Verified
35w
The choice of bike you should go with depends entirely on your riding style and requirements. The Triumph Speed T4 is the more capable and quicker machine of the three. And, if you spend a lot of time at highway speeds or want to do reasonably sporty riding, it will be a better fit.
The Royal Enfield 350s are slow machines, but are soulful in a way few other bikes can emulate. If you enjoy a torque-rich, characterful, laidback and comfortable riding experience, the RE 350s are a great option. Take a test ride of both to see which one suits you best.
Triumph Speed T4

Triumph Speed T4

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I will be booking the Atlantic Blue 390R next month. I am from Ahmedabad and recently visited the dealership for a test ride and quotation. The quotation they provided is attached in the photo. Before I book the motorcycle, I want to understand what the following charges are for: 1. Municipality Charges: I have never heard of this charge. Is it compulsory? 2. 5-Year Extended Warranty: The dealer said it covers only engine wear and tear. Is this really worth getting? Has anyone actually used this coverage, or is it just an additional way of charging consumers? 3. HYPO: I assume I won’t have to pay this since I am buying the motorcycle outright with cash. Is that correct?

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Congratulations on your new KTM 390 Duke R - we're sure you're in for a hair-raising journey. Let’s break down the charges:Municipality Charges: This is not a standard charge everywhere, but some cities levy a small fee at the time of registration, usually for road maintenance or local transport infrastructure. It’s typically a few hundred rupees and is collected by the RTO. If it’s a significant amount, ask the dealer for a breakup or check with your local RTO agent.5-year extended warranty: This is a genuine KTM-backed product, but it’s important to understand what it covers. It’s essentially an extension of the standard warranty, but after the initial period, it usually covers only major engine and gearbox components, not wear-and-tear items like clutch plates, brake pads or consumables. Whether it’s worth it or not depends on your ownership plans. If you plan to keep the bike long-term and keep it stock, then it's definitely worth shelling out the small amount, as it will give you peace of mind in the long run.HYPO: This is a hypothecation charge, which is only applicable if you’re taking a loan. If you’re buying the bike outright, you don’t need to pay this.A couple of additional tips: check if the insurance premium quoted is competitive – you can often get a better deal by buying it yourself online. Also, ask for a detailed breakup of the “handling” or “logistics” charges - if you don't seem convinced by these, tell the dealer to remove them.Overall, most of these charges are legitimate, and some we would even recommend you spend on (like the extended warranty), but it’s always worth asking for a detailed breakup and questioning anything that doesn’t make sense. Happy riding!

KTM 390 Duke R

Posted on: 23 Dec 2025