The two SUVs you've shortlisted are virtually the same under the skin, so choosing between them really comes down to preference. They both meet your criteria of safety, good looks and economy. 

The Maruti Victoris has the slight edge on the Toyota Hyryder thanks to its slightly lower pricing, more modern tech and longer features list - including ADAS with Level 2 Autonomous driving. 

While the Victoris has scored a 5-star rating from both Bharat NCAP and Global NCAP. The Hyryder is yet to be tested, but as they share the same mechanical make-up, its overall score shouldn't be too far off.

Given your requirements, you should consider the Toyota Hyryder, Maruti Suzuki Grand Vitara and Victoris strong hybrid. Since your usage is high, you'll benefit from the exceptional fuel efficiency of the same strong hybrid-petrol powertrain that powers all three. The Hyryder and Grand Vitara mileage is 27.97kpl, while the Victoris mileage is 28.65kpl, which is slightly higher (claimed). 

All three SUVs also come equipped with all the features you want in their respective top-end trims - a panoramic sunroof, ventilated seats, alloy wheels, a touchscreen infotainment system and much more. 

We would recommend you go for the Maruti Victoris since it's the newest of the lot. It has the most features and also a 5-star Bharat NCAP crash safety rating, which the other two don't have. 

As for pricing, the top-spec Victoris ZXI+ (O) string hybrid is priced at Rs 19.99 lakh, while the Grand Vitara Alpha+ (O) costs Rs 19.72 lakh and the Hyryder V is priced at Rs 19.76 lakh (ex-showroom, India). 

The Maruti Brezza and Toyota Hyryder are in two different segments, and which one you buy really depends on your specific requirements. The Brezza is a compact SUV that sits within the 4 meter length. Also, it is good for cities with its compact dimensions and a nice, cushy, low-speed ride.

However, since you drive more on the highway, the Hyryder would suit you a little better as highway stability is very good, and the ride and handling balance is well set up. Both cars, however, aren't punchy out on the highway. Also, do bear in mind the Toyota Hyryder is essentially the Maruti Grand Vitara, so you could also consider this in case you get a better deal.    

The Mahindra Thar will easily fall within your Rs 20 lakh budget - it is a rugged off-roader with plenty of ground clearance and strong engine performance. If this is going to be the primary car in your household, you could opt for the Mahindra Thar Roxx MX5 diesel-MT 4x4 variant instead. It will be more convenient when you want to ferry more than one passenger, due to its 5-door arrangement. 

However, if you want something that's a lot more polished, refined and car-like than the Thar/Thar Roxx. Also, if you're willing to sacrifice performance, you could consider the AWD variants of the Maruti Victoris or Toyota Hyryder.

We'd narrow your search down to the two Kia SUVs. The Toyota Urban Cruiser Hyryder NeoDrive AT is decent but unexciting to drive and also has a ride that's slightly on the firmer side. 

The Kia Seltos IVT makes for a great option. It's got a very smooth CVT gearbox that works really well with the 1.5-litre petrol engine. It's not an out-and-out quick vehicle, but the build of power is likeable, and performance is more than adequate for both city and highway duties. Further, the Seltos also has the best ride comfort of the three models, and is significantly larger as well, giving way more passenger space. 

The Kia Sonet DCT has a sportier vibe with its more powerful engine and quick-shifting dual-clutch automatic gearbox. Performance is good, and you can enjoy yourself driving one. On the flip side, the gearbox isn't super smooth at low speeds and can even feel hesitant at crawling speeds. The Sonet is also essentially a smaller vehicle and doesn't offer the same level of space as the Seltos. 

Do note, for the same money, you could get a better-equipped Sonet. Still, of the two Kias, it's the Seltos IVT that we'd opt for. You will get an HTE(O) trim in your budget, but it's advisable to extend it a bit for the higher-spec HTK trim. It will add a rear wiper, rear defogger, alloy wheels, tilt adjust for the steering and more.