Tata Sierra

If you don't mind the additional spend, we'd recommend the Mahindra XUV 7XO in AX7 trim. Elements like its larger 18-inch alloy wheels and leatherette upholstery add greatly to the look and feel of things. While auto climate control, a 540-degree camera and front parking sensors are features you will appreciate every day.  

The Tata Sierra is not a like-for-like alternative to the Mahindra 7XO. The 7XO is larger, more powerful and also offers three rows of seating.

Further, the 7XO is slightly pricier, too. Within Tata's range, the Tata Safari is an alternative to the 7XO. 

With your limited running, a petrol-engined vehicle would be advisable. Since you are looking at a top-end automatic version, the Tata Sierra and Kia Seltos are both good options. The Hyryder is good, but it is the oldest of this trio and you won’t see much benefit from its hybrid system with your limited running.

Between the Sierra and the Seltos, it depends on where your priorities lie. Both offer refined and powerful 1.5-litre turbo-petrol engines, but the Sierra uses a six-speed torque converter gearbox, which is smoother in the city, while the Seltos uses a 7-speed DCT that is quicker to shift but can sometimes hesitate in traffic. The Sierra is the pricier of the two but also has the roomier cabin and more features.

It is worth noting that Tata’s service experience can be hit or miss, while Kia’s is generally regarded as among the best in the segment. If the roomier cabin, features and the sheer road presence the Sierra offers are important to you, then it is the one to have. But if service experience is a priority, then the Seltos is the safer bet. However, before deciding, do take a test drive of both SUVs.

If you are satisfied with the Tata experience, you could consider the Tata Sierra. As your usage is on the higher side and you already use a diesel Nexon, we would recommend going for the 1.5-litre diesel with the six-speed torque converter automatic.

The Sierra is roomier than the Nexon and offers the comfortable seating you are looking for, yet it isn’t so large as to become a chore on your long city commute. The diesel engine is grunty for both city and highway use, and the automatic gearbox shifts smoothly. The ride and handling balance is also excellent, making it a very enjoyable SUV to drive.

A mid-spec Adventure+ comes with all the necessities, along with features like a panoramic sunroof and a 360-degree camera. Importantly, it also gets a reclining rear seat and a thigh-support extension for the front seats, both of which improve seating comfort. Do take a test drive before committing to buying.

Both these are very compelling SUVs that score high on desirability and road presence, as well as on interior space, but also do things very differently from one another. The Thar Roxx has the larger and more powerful engines which, combined with its aggressively calibrated automatic gearboxes, delivery strong and instantaneous performance. 

The downside, however, is that fuel economy takes a huge nosedive, which might be an annoyance on your long highway journeys. Moreover, the engines are not very refined and can feel a little too highly strung when you aren't driving quickly. And finally, while it is fun to drive in off-road and perhaps dirt-road conditions, it feels relatively large and cumbersome on tarmac, thanks in part to its ladder-frame construction. 

The Tata Sierra T-GDi, then, proves to be the better choice for you overall, as its monocoque chassis and sharper steering make it a lot more fun on the road. While not quite as powerful as the Mahindra, its 160hp turbo-petrol has more than enough punch and its 6-speed automatic is smooth too. It's also the more comfortable and fuel-efficient of the two by far, which should help on your highway drives.

With a budget of around Rs 25 lakh and your priorities of fun to drive performance, comfort, safety and strong after sales support, the Kia Seltos fits your requirements very well. The current Seltos is larger than before, spacious and very comfortable for daily driving. Interior quality is among the best in the segment and it comes loaded with premium features, including the ones you have mentioned such as ventilated seats, wireless Apple CarPlay and Android Auto, a panoramic sunroof and a 360 degree camera. The 1.5 litre turbo petrol engine paired with the 7 speed DCT transmission offers strong performance while remaining refined and smooth in city use. It also fits comfortably within your budget and Kia’s after sales service network is generally reliable.

If you want something different, the Tata Sierra with the turbo petrol automatic is another good option. It offers even more cabin space than the Seltos and its wider body makes it a more comfortable five seater. The ride quality is also very comfortable and it comes with all the features you are looking for. The downside is that it is about Rs 1.5 lakh more expensive than the Kia, and although Tata’s after sales service is improving, Kia still has the stronger reputation in that area.

If you want something larger, you can also consider the Mahindra XUV 7XO AX7 within your budget. Even though it is a seven seater, with the third row folded it becomes a very spacious and comfortable five seater. It gets a powerful 2.0 litre turbo petrol engine producing over 200 hp paired with a smooth six speed torque converter automatic that delivers effortless performance. The handling is good, the ride is comfortable and it comes with most of the features you want. The only notable omission compared to your list is ventilated front seats. If you can live without that feature, it is another strong option to consider.