The Hyundai Creta is a good all-rounder mid-size SUV; it offers multiple powertrains across petrol, diesel and electric variants. Assuming your running is not very high, you can opt for the petrol 1.5-litre naturally aspirated engine along with the CVT automatic gearbox, given that your driving is mostly in the city. With your Rs 20 lakh budget, you will get the Hyundai Creta S(O) variant, which is decently equipped too.

